503 Flag Pond Rd, Saco, ME 04072 Property Records

York County and Saco City property record for 503 Flag Pond Rd, Saco, ME 04072

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,056 sqft · built 1977
Lot Size	0.97 acres (42,253 sqft)
Owner	Individual Name on File
Last Sale	$420,000 (Mar 2023)
Tax Bill	$5,361 (2025)
Deeds & Mortgages	Mar 2021 Refinance Mar 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`S3030R`

Property Details

APN / Parcel Number

Primary APN	`S3030R`
Alternative APNs	`SACO M:109 L:030 U:000-000` `M:109 L:030 U:000=000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area
Gross Area	2,634 sqft
1st Floor Area	1,056 sqft
Basement Area	758 sqft
Finished Basement	758 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	42,253 sqft (0.97 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	S3030R
Street Address	503 FLAG POND RD
City	SACO
State	ME
Zip	04072-9633
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Subdivision	ROCKY MDWS SACO
Legal Lot Number	30
Jurisdiction	SACO ME
Township / Civil Division	SACO
Census Block Group	1
Census Block	1032
Census Tract	5100

Owner

Source: York County and Saco City records, as of May 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	503 FLAG POND RD, SACO, ME 04072-9633
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance RUOFF MORTGAGE CO
Mar 7, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage MASCOMA BANK
Mar 14, 2018	Deed of Trust, Mortgage LENDUSA LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 7, 2023 · Amount on File
Deed Sale	Mar 7, 2023 · Amount on File
Prior Sale	Mar 24, 2015 · Amount on File
Deed Document Number	20235873
Deed Book / Page	19205 / 76
Transfer Doc	0169870885
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	503 FLAG POND RD, SACO, ME 04072-9633
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0185970420
Date	Mar 22, 2021
Book Page	18597/420
Instrument	2021016092

Lender

Name	RUOFF MORTGAGE CO

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SACO ME
Recording Date	Mar 7, 2023
Property Address	503 FLAG POND RD, SACO, ME 04072-9633
Document Number	0192050076
Book / Page	19205 / 76
Instrument Date	Mar 3, 2023
Instrument	2023005873
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 CROSS ST, ROCKPORT, ME 04856-5727

Mortgage

Document Number	2023005874
Date	Mar 7, 2023
Instrument	2023005874

Lender

Name	MASCOMA BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	503 FLAG POND RD, SACO, ME 04072-9633
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0176760446
Date	Mar 14, 2018
Book Page	17676/0446
Instrument	2018009649

Lender

Name	LENDUSA LLC

Agreement

Amount	Amount on Record
Term	180 Months
Due	Mar 14, 2033

Tax Assessment & Valuation

Source: York County and Saco City assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Saco City
Unified School District	Saco Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,361.00 (+3.18%)	$377,500 (+2.08%) Land $148,000 Building $229,500
2024	$5,196.00 (+6.04%)	$369,800 (+38.35%) Land $148,000 Building $221,800	$476,140
2022	$4,900.00	$267,300 Land $112,600 Building $154,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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