490 Flag Pond Rd, Saco, ME 04072 Property Records

York County and Saco City property record for 490 Flag Pond Rd, Saco, ME 04072

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,084 sqft · built 1767
Lot Size	0.802 acres (34,929 sqft)
Owner	2 Individual Names on Record
Last Sale	$133,800 (Apr 2008)
Tax Bill	$4,124 (2025)
Deeds & Mortgages	Apr 2022 Refinance Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C0741R`

Property Details

APN / Parcel Number

Primary APN	`C0741R`
Alternative APNs	`SACO M:109 L:012 U:000-000` `M:109 L:012 U:000=000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,084 sqft Living Area
Gross Area	2,890 sqft
1st Floor Area	991 sqft
Attic	Attic
Attic Area	892 sqft
Basement Area	682 sqft
Unfinished Basement	682 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1767
Effective Year Built	Effective 1767
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	34,929 sqft (0.802 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	C0741R
Street Address	490 FLAG POND RD
City	SACO
State	ME
Zip	04072-9635
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Lot Number	12
Jurisdiction	SACO ME
Township / Civil Division	SACO
Census Block Group	2
Census Block	2014
Census Tract	5100

Owner

Source: York County and Saco City records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	24 VINE ST, FRANKLIN, MA 02038-2549
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Dec 11, 2017	Deed of Trust, Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2008 · Amount on Record
Deed Sale	Apr 22, 2008 · Amount on Record
Deed Book / Page	15398 / 557
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	490 FLAG POND RD, SACO, ME 04072-9635
Transaction Type	Mortgage
Record Updated	May 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190140140
Date	Apr 29, 2022
Book Page	19014/140
Instrument	2022018888

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	490 FLAG POND RD, SACO, ME 04072-9635
Document Number	0176270391
Book / Page	017627 / 000391
Instrument Date	Dec 11, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	490 FLAG POND RD SACO ME 040729635, SACO, ME 04072-9635

Mortgage

Document Number	0176270391
Date	Dec 18, 2017
Book Page	017627/000391
Instrument	53556

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 17, 2047

Tax Assessment & Valuation

Source: York County and Saco City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Saco City
Unified School District	Saco Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,124.00	$290,400 (-1.06%) Land $145,000 Building $145,400
2024	$4,124.00 (+1.9%)	$293,500 (+32.93%) Land $145,000 Building $148,500	$345,420
2022	$4,047.00	$220,800 Land $110,400 Building $110,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2008–2010)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2010 · Severe Winter Storm

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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