Lake County property record for 503 First St, Tavares, FL 32778
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,934 sqft · built 1959 |
| Lot Size | 0.218 acres (9,487 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $196,000 (Mar 2019) |
| Tax Bill | $3,835 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-19-26-0300-000-02400 |
| Primary APN | 20-19-26-0300-000-02400 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,934 sqft Living Area |
| 1st Floor Area | 1,934 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Concrete Block |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 9,487 sqft (0.218 acres) |
| Lot Dimensions | 110 ft deep x 87 ft wide |
| Pool Area | 360 sqft |
|---|---|
| Porch | Patio |
| Porch Area | 410 sqft |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Account Number | 1378222 |
|---|---|
| Street Address | 503 FIRST ST |
| City | TAVARES |
| State | FL |
| Zip | 32778-2145 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF1 |
| Legal Description | TAVARES NORTH LAKEWOOD PARK LOT 24 PB 14 PG 11 ORB 5244 PG 980 |
| Legal Range | 26E |
| Legal Township | 19S |
| Legal Section | 20 |
| Legal Subdivision | TAVARES NORTH LAKEWOOD PARK |
| Legal Tract | 0300 |
| Legal Lot Number | 24 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | TAVARES |
| Census Block Group | 2 |
| Census Block | 2044 |
| Census Tract | 30803 |
Source: Lake County records, as of August 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 503 FIRST ST, TAVARES, FL 32778-2145 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 24, 2022 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Apr 7, 2020 | Deed of Trust, Mortgage · FHA Mortgage FIRST HOME BANK |
| Mar 5, 2019 | Warranty Deed, Transfer · FHA Mortgage FIRST HOME BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 5, 2019 · Amount on Record |
| Deed Sale | Mar 5, 2019 · Amount on Record |
| Prior Sale | Jun 13, 2016 · Amount on Record |
| Deed Document Number | 201924424 |
| Deed Book / Page | 5244 / 980 |
| Prior Transfer Date | May 31, 2015 |
| Prior Transfer Doc | 0046522466 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 503 FIRST ST, TAVARES, FL 32778-2145 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 503 FIRST ST, TAVARES, FL 32778-2145 |
| Document Number | 0059621236 |
|---|---|
| Date | May 24, 2022 |
| Book Page | 5962/1236 |
| Instrument | 2022072292 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 503 FIRST ST, TAVARES, FL 32778-2145 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0054521272 |
|---|---|
| Date | Apr 7, 2020 |
| Book Page | 5452/1272 |
| Instrument | 2020041518 |
| Name | FIRST HOME BANK |
|---|---|
| Type | Bank |
| Address | SEMINOLE, FL 33772 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Mar 5, 2019 |
| Property Address | 503 FIRST ST, TAVARES, FL 32778-2145 |
| Document Number | 0052440980 |
| Book / Page | 5244 / 0980 |
| Map Reference | MB 14 PG 11 |
| Instrument Date | Mar 1, 2019 |
| Instrument | 2019024424 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2022 |
| Title Company | SECURITY NATIONAL TITLE AND |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,372.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 3577, SAINT AUGUSTINE, FL 32085-3577 |
| Name | Verified Name |
|---|---|
| Address | 503 FIRST ST, TAVARES, FL 32778-2145 |
| Document Number | 2019024425 |
|---|---|
| Date | Mar 5, 2019 |
| Instrument | 2019024425 |
| Name | FIRST HOME BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2049 |
Source: Lake County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Tavares City |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $247,790 (+2.7%) | $290,335 (-) Land $104,000 Building $186,335 | |
| 2025 | $3,835.00 (+12.53%) Homeowner's exemption | $241,280 (+3.86%) Land $104,000 Building $137,280 | $290,335 (+2.5%) Land $104,000 Building $186,335 |
| 2024 | $3,408.00 (+7.92%) | ||
| 2023 | $3,158.00 (+9.16%) Homeowner's exemption | $232,311 (+14.6%) | $283,243 (+23.5%) Land $104,000 Building $179,243 |
| 2022 | $2,893.00 Homeowner's exemption | $202,721 | $229,343 Land $50,100 Building $179,243 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 2 (2003–2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TAVARES WATER DEPARTMENT (4 WPS) serves 22,007 people · EPA ID FL3351333 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| CenturyLink Fiber | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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