Lake County property record for 502 First St, Tavares, FL 32778
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,659 sqft · built 1959 |
| Lot Size | 0.267 acres (11,636 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $175,000 (Aug 2018) |
| Tax Bill | $2,574 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Aug 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-19-26-0300-000-02100 |
| Primary APN | 20-19-26-0300-000-02100 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,659 sqft Living Area |
| 1st Floor Area | 1,659 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 11,636 sqft (0.267 acres) |
| Lot Dimensions | 150 ft deep x 75 ft wide |
| View / Lot | Canal |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Slab |
|---|---|
| Porch Area | 270 sqft |
| Deck Area | Deck Area |
| Patio Area | 570 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 1688680 |
|---|---|
| Street Address | 502 FIRST ST |
| City | TAVARES |
| State | FL |
| Zip | 32778-2109 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSFA |
| Legal Description | TAVARES NORTH LAKEWOOD PARK LOT 21 PB 14 PG 11 ORB 5149 PG 1522 |
| Legal Range | 26E |
| Legal Township | 19S |
| Legal Section | 20 |
| Legal Subdivision | TAVARES NORTH LAKEWOOD PARK |
| Legal Tract | 0300 |
| Legal Lot Number | 21 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | TAVARES |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 30803 |
502 First St is owned and occupied by two individuals who bought it in August 2018.
Source: Lake County records, as of August 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 502 FIRST ST, TAVARES, FL 32778-2109 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 8, 2022 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Aug 3, 2018 | Warranty Deed, Transfer · FHA Mortgage WATERSTONE MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 3, 2018 · Amount on File |
| Deed Sale | Aug 3, 2018 · Amount on File |
| Prior Sale | Apr 22, 2015 · Amount on File |
| Deed Document Number | 201890759 |
| Deed Book / Page | 5149 / 1522 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 502 FIRST ST, TAVARES, FL 32778-2109 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 502 FIRST ST, TAVARES, FL 32778-2109 |
| Document Number | 0059340666 |
|---|---|
| Date | Apr 8, 2022 |
| Book Page | 5934/666 |
| Instrument | 2022049807 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Aug 3, 2018 |
| Property Address | 502 FIRST ST, TAVARES, FL 32778-2109 |
| Document Number | 0051491522 |
| Book / Page | 5149 / 1522 |
| Map Reference | MB 14 PG 11 |
| Instrument Date | Jul 27, 2018 |
| Instrument | 2018090759 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,225.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 40950 W 6TH AVE, 40950, UMATILLA, FL 32784-8875 |
| Name | Verified Name |
|---|---|
| Address | 502 FIRST ST, TAVARES, FL 32778-2109 |
| Document Number | 2018090760 |
|---|---|
| Date | Aug 3, 2018 |
| Instrument | 2018090760 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2048 |
The 2025 property tax bill for 502 First St was $2,574 with a homeowner's exemption, up 2.3% from the year before.
Source: Lake County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Tavares City |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $180,710 (+2.7%) | $298,505 (-) Land $102,000 Building $196,505 | |
| 2025 | $2,574.00 (+2.31%) Homeowner's exemption | $175,960 Land $102,000 Building $73,960 | $298,505 Land $102,000 Building $196,505 |
| 2024 | $2,516.00 (+5.63%) | ||
| 2023 | $2,382.00 (+1.28%) Homeowner's exemption | $166,030 (+3%) | $292,139 (+39.12%) Land $102,000 Building $190,139 |
| 2022 | $2,352.00 Homeowner's exemption | $161,200 | $209,994 Land $63,750 Building $146,244 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 502 First St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 2 (2003–2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 502 First St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TAVARES WATER DEPARTMENT (4 WPS) serves 22,007 people · EPA ID FL3351333 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| CenturyLink Fiber | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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