503 E Phillip St, Covington, VA 24426 Property Records

Covington City property record for 503 E Phillip St, Covington, VA 24426

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 804 sqft · built 1945
Lot Size	0.246 acres (10,728 sqft)
Owner	Individual Name on File
Tax Bill	$233 (2025)
Flood Zone	Zone AE (high risk)
APN	`40-7-2`

Property Details

APN / Parcel Number

Primary APN	`40-7-2`
Alternative APN	`5637`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	804 sqft Living Area
Gross Area	1,806 sqft
1st Floor Area	630 sqft
Basement Area	804 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1966
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,728 sqft (0.246 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	5637
Street Address	503 E PHILLIP ST
City	COVINGTON
State	VA
Zip	24426-2672
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	PARRISH CT #4 LOT 2 10 728 SQ FT & 1/7 INTEREST IN ALLEY
Legal Subdivision	PARRISH CT #4
Legal Lot Number	2
Jurisdiction	COVINGTON CITY VA
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3000
Census Tract	60200

Owner

Source: Covington City records · APN 40-7-2

Assessment roll updated May 12, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	502 E PHILLIP ST, COVINGTON, VA 24426-2671
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 15, 2006
Deed Sale	Dec 15, 2006
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Covington City records · Assessment roll updated May 12, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Covington City
Unified School District	Alleghany Highlands Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$233.00	$27,500 (-) Land $6,000 Building $21,500	$27,500 (-) Land $6,000 Building $21,500
2023	$233.00	$27,500 Land $6,000 Building $21,500	$27,500 Land $6,000 Building $21,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 28, 2014 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	71 (1978–2016)
Claims Outside the SFHA	32 of 71
Most Recent Claim	Jun 2016 · other causes
Claims by Event	Flooding, High Winds, And Wind Driven Rain, Jan 1996 · 27 claims

Wildfire

Wildfire Risk	Low lower than 63% of the US · above 60% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
T-Mobile USA Fiber · Fixed Wireless	5,000 / 5,000
Shenandoah Telecommunications Company Cable	1,200 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Based on FCC filings for 45 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	POUNDING MILL serves 1,965 people
Water Source	Purchased surface water from CITY OF COVINGTON
Last State Inspection	Feb 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.