422 E Phillip St, Covington, VA 24426 Property Records

Covington City property record for 422 E Phillip St, Covington, VA 24426

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,704 sqft · built 1960
Lot Size	0.289 acres (12,600 sqft)
Owner	Individual Name on File
Last Sale	$69,900 (Aug 2010)
Tax Bill	$787 (2025)
Flood Zone	Zone AE (high risk)
APN	`40-4-89A`

Property Details

APN / Parcel Number

Primary APN	`40-4-89A`
Alternative APN	`5056`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,704 sqft Living Area
Gross Area	3,982 sqft
1st Floor Area	1,704 sqft
Basement Area	1,704 sqft
Flooring	Hardwood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1977
Exterior Material	Brick
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	12,600 sqft (0.289 acres)
Lot Dimensions	140 ft deep x 90 ft wide
Garage Area	294 sqft
Driveway	Paver Driveway
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	5056
Street Address	422 E PHILLIP ST
City	COVINGTON
State	VA
Zip	24426-2645
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	PARRISH CT #3 43 FT OF LOT 89 & LOT 90
Legal Subdivision	PARRISH CT #3
Legal Lot Number	89
Jurisdiction	COVINGTON CITY VA
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3000
Census Tract	60200

Owner

Source: Covington City records · APN 40-4-89A

Assessment roll updated May 12, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	422 E PHILLIP ST, COVINGTON, VA 24426-2645
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 20, 2010 · Amount on Record
Deed Sale	Aug 20, 2010 · Amount on Record
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Covington City records · Assessment roll updated May 12, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Covington City
Unified School District	Alleghany Highlands Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$787.00	$92,600 (-) Land $12,000 Building $80,600	$92,600 (-) Land $12,000 Building $80,600
2023	$787.00	$92,600 Land $12,000 Building $80,600	$92,600 Land $12,000 Building $80,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 28, 2014 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	71 (1978–2016)
Claims Outside the SFHA	32 of 71
Most Recent Claim	Jun 2016 · other causes
Claims by Event	Flooding, High Winds, And Wind Driven Rain, Jan 1996 · 27 claims

Wildfire

Wildfire Risk	Low lower than 66% of the US · above 56% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
T-Mobile USA Fiber · Fixed Wireless	5,000 / 5,000
Shenandoah Telecommunications Company Cable	1,200 / 100
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 245 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	POUNDING MILL serves 1,965 people
Water Source	Purchased surface water from CITY OF COVINGTON
Last State Inspection	Feb 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.