503 E Lake Ave, Round Lake, IL 60073 Property Records

Lake County property record for 503 E Lake Ave, Round Lake, IL 60073

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,296 sqft · built 1989
Lot Size	0.125 acres (5,445 sqft)
Owner	2 Individual Names on File
Last Sale	$360,000 (May 2026)
Tax Bill	$8,841 (2024)
Deeds & Mortgages	Jun 2023 Mortgage Jul 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-21-203-027`

Property Details

APN / Parcel Number

Primary APN	`06-21-203-027`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,296 sqft Living Area
Gross Area	1,920 sqft
1st Floor Area	1,296 sqft
Upper Floors Area	48 sqft
Basement Area	624 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Tri-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,445 sqft (0.125 acres)
Parking Spaces	1 Parking Space
Deck Area	Deck Area
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	503 E LAKE AVE
City	ROUND LAKE
State	IL
Zip	60073-2707
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EDWARDS SUB LOT 14
Legal Subdivision	EDWARDS SUB
Legal Lot Number	14
Jurisdiction	LAKE IL
Township / Civil Division	AVON
Census Block Group	2
Census Block	2013
Census Tract	861201

Owner

503 E Lake Ave is owned and occupied by two individuals who bought it in May 2026.

Source: Lake County records, as of May 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	38843 N CEDAR CREST DR, 101, LAKE VILLA, IL 60046-5124
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2023	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Jul 9, 2024	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
May 7, 2026	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE
Oct 1, 2020	Deed of Trust, Mortgage · FHA Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2026 · Amount on File
Deed Sale	May 7, 2026 · Amount on File
Prior Sale	Aug 15, 2014 · Amount on File
Deed Document Number	20268167938
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	503 E LAKE AVE, ROUND LAKE, IL 60073-2707
Transaction Type	Mortgage
Record Updated	May 22, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	503 E LAKE AVE, ROUND LAKE, IL 60073-2707

Mortgage

Document Number	0007982323
Date	Jun 30, 2023
Instrument	7982323

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	255 Months
Due	Sep 1, 2044

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	503 E LAKE AVE, ROUND LAKE, IL 60073-2707
Transaction Type	Mortgage
Record Updated	May 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008043501
Date	Jul 9, 2024
Instrument	8043501

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	May 7, 2026
Property Address	503 E LAKE AVE, ROUND LAKE, IL 60073-2707
Document Number	0008167938
Instrument Date	Apr 29, 2026
Instrument	2026.8167938
Transaction Type	Transfer
Record Updated	May 21, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$54,540.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	38843 N CEDAR CREST DR, 101, LAKE VILLA, IL 60046-5124

Mortgage

Document Number	0008167939,
Date	May 7, 2026
Instrument	2026.8167939

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.25%
Max Rate	-1%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	503 E LAKE AVE, ROUND LAKE, IL 60073-2707
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	503 E LAKE AVE, ROUND LAKE, IL 60073-2707

Mortgage

Document Number	0007700560
Date	Oct 1, 2020
Instrument	7700560

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	287 Months
Due	Sep 1, 2044

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Avon Township
Municipality	Round Lake Beach Village
Elementary School District	Grayslake Consolidated Community School District 46 (PK - 08)
Secondary School District	Grayslake Community High School District 127 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$93,089 (+10.75%) Land $10,312 Building $82,777	$279,295 (+10.75%) Land $30,939 Building $248,356
2024	$8,841.00 (+4.55%)	$84,053 (+8.96%) Land $9,311 Building $74,742	$252,184 (+8.96%) Land $27,936 Building $224,248
2023	$8,456.00 (+11.85%)	$77,141 (+15.27%) Land $8,545 Building $68,596	$231,447 (+15.27%) Land $25,638 Building $205,809
2022	$7,560.00	$66,922 Land $7,424 Building $59,498	$200,786 Land $22,274 Building $178,512

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 503 E Lake Ave in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	8 (1993–2026)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Apr 2026 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Jul 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 503 E Lake Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROUND LAKE BEACH serves 27,200 people · EPA ID IL0971550
Water Source	Purchased surface water from CENTRAL LAKE COUNTY JAWA
Last State Inspection	Aug 2024
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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