402 E Lake Ave, Round Lake, IL 60073 Property Records

Lake County property record for 402 E Lake Ave, Round Lake, IL 60073

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,860 sqft · built 1910
Lot Size	0.165 acres (7,179 sqft)
Owner	Individual Name on File
Tax Bill	$582 (2022)
Deeds & Mortgages	Jul 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-21-204-003`

Property Details

APN / Parcel Number

Primary APN	`06-21-204-003`
Alternative APN	`06-21-204-071`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,860 sqft Living Area
Gross Area	2,060 sqft
1st Floor Area	1,554 sqft
2nd Floor Area	306 sqft
Upper Floors Area	367 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,179 sqft (0.165 acres)
Garage Type	Attached
Garage Area	200 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	0621204003
Street Address	402 E LAKE AVE
City	ROUND LAKE
State	IL
Zip	60073-2708
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EDWARDS SUB LOTS 29 & 30
Legal Subdivision	EDWARDS SUB
Legal Lot Number	29,30
Jurisdiction	LAKE IL
Township / Civil Division	AVON
Census Block Group	2
Census Block	2013
Census Tract	861201

Owner

402 E Lake Ave is owned and occupied by an individual who acquired it in February 2025.

Source: Lake County records, as of April 29, 2026

Owner of Record	Individual Name on File
Mailing Address	402 E LAKE AVE, ROUND LAKE, IL 60073-2708
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 18, 2025
Transfer Doc	0008084803
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Recording Date	Jul 24, 2026
Property Address	402 E LAKE AVE, ROUND LAKE, IL 60073-2708
Document Number	0008183939
Instrument Date	Jul 21, 2026
Instrument	20268183939
Transaction Type	Mortgage
Record Updated	Aug 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	402 E LAKE AVE, ROUND LAKE, IL 60073-2708

Mortgage

Document Number	0008183939,
Date	Jul 24, 2026
Instrument	20268183939

Lender

Name	FIRST AMERICAN BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Aug 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Avon Township
Municipality	Round Lake Beach Village
Elementary School District	Grayslake Consolidated Community School District 46 (PK - 08)
Secondary School District	Grayslake Community High School District 127 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$64,193 (-3.49%) Land $11,267 Building $52,926	$192,598 (-3.49%) Land $33,804 Building $158,794
2024		$66,516 (+36.57%) Land $11,105 Building $55,411	$199,568 (+36.57%) Land $33,318 Building $166,250
2023		$48,704 (+3.86%) Land $6,933 Building $41,771	$146,127 (+3.86%) Land $20,801 Building $125,326
2022	$582.00	$46,896 Land $5,385 Building $41,511	$140,702 Land $16,157 Building $124,545

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 402 E Lake Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	8 (1993–2026)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Apr 2026 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Jul 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 402 E Lake Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROUND LAKE BEACH serves 27,200 people · EPA ID IL0971550
Water Source	Purchased surface water from CENTRAL LAKE COUNTY JAWA
Last State Inspection	Aug 2024
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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