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503 E Charlotte Ave, Punta Gorda, FL 33950 Property Records

Charlotte County property record for 503 E Charlotte Ave, Punta Gorda, FL 33950

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,276 sqft · built 2019
Lot Size0.169 acres (7,360 sqft)
OwnerIndividual Name on File
Tax Bill$2,454 (2025)
Deeds & MortgagesJun 2018 Mortgage
Flood ZoneZone AE (high risk)
APN412306440001

Property Details

APN / Parcel Number

Primary APN412306440001
Alternative APNs
  • 01076140000001
  • 10004701713

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,276 sqft Living Area
Gross Area2,016 sqft
1st Floor Area1,276 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,360 sqft (0.169 acres)
Lot Dimensions92 ft deep x 40 ft wide
Garage TypeAttached
Garage Area476 sqft
DrivewayDriveway
Driveway Area1 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed/Screened Porch
Porch Area264 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number01076140000001
Street Address503 E CHARLOTTE AVE
CityPUNTA GORDA
StateFL
Zip33950-4909
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNR-10
Legal DescriptionWAD 002 000R 0018 WOODS 2ND ADD BLK R LT 18 391/174 710/695 UNREC DC(GWL) PR06-1009-JBL 2980/1839 3241/1428 3249/2118 WAD 002 000R 0019 WOODS 2ND ADD BLK R LT 19 220/667 710/695 UNREC DC(GWL) PR06-1009-JBL 2980/1839 3241/1428 CD3249/2118
Legal Range23E
Legal Township41S
Legal Section06
Legal SubdivisionWOODS 2ND ADD
Legal TractWAD
Legal BlockR
Legal Lot Number18
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group2
Census Block2080
Census Tract10302

Owner

503 E Charlotte Ave is owned and occupied by an individual who acquired it in December 2006.

Source: Charlotte County records, as of November 19, 2025

Owner of RecordIndividual Name on File
Mailing Address503 E CHARLOTTE AVE, PUNTA GORDA, FL 33950-4909
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateDec 2, 2006
Transfer Doc0032411428
Record UpdatedJun 8, 2026

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address503 E CHARLOTTE AVE, PUNTA GORDA, FL 33950-4909
Document Number0043270652
Instrument DateJun 8, 2018
Transaction TypeMortgage
Record UpdatedJul 6, 2018
Title CompanyHOMETOWN TITLE AND CLOSING SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address503 E CHARLOTTE AVE PUNTA GORDA FL 339504909, PUNTA GORDA, FL 33950-4909

Mortgage

Document Number0043270652
DateJun 15, 2018
Book Page004327/000652
Instrument2621577
Lender
NameCHARLOTTE ST BK&TR
TypeBank
AddressPORT CHARLOTTE, FL 33953
Agreement
AmountAmount on Record
Term360 Months
DueJun 14, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 503 E Charlotte Ave was $2,454 with a homeowner's exemption, up 2.6% from the year before.

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
MunicipalityPunta Gorda City
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,454.00 (+2.63%) Homeowner's exemption$188,691$291,578 Land $23,086 Building $268,492
2024$2,391.00 (+2.09%)
2023$2,342.00 (+3.22%) Homeowner's exemption$178,032 (+3%)$265,682 (-2.77%) Land $31,040 Building $234,642
2022$2,269.00 Homeowner's exemption$172,847$273,251 Land $19,788 Building $253,463

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 503 E Charlotte Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 335 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies734 units insured
incl. 399 condo units
Nearby Flood Claims335 (1983–2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 145 claims
  • Hurricane Helene, Sep 2024 · 112 claims
  • Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 503 E Charlotte Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PUNTA GORDA
serves 36,302 people · EPA ID FL6080051
Water SourceSurface water
Last State InspectionDec 2023
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ripple Fiber
Fiber		2,000 / 2,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: BridgeMAXX Suncoast Broadband, T-Mobile.

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