Charlotte County property record for 404 E Charlotte Ave, Punta Gorda, FL 33950
| Property Type | County Owned (Exempt) |
|---|---|
| Details | 4 ba · 2,002 sqft · built 1969 |
| Lot Size | 0.856 acres (37,310 sqft) |
| Owner | Company Name on File |
| Flood Zone | Zone AE (high risk) |
| APN | 41-23-06-435-002 |
| Primary APN | 41-23-06-435-002 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4 Baths |
|---|---|
| Total Rooms | 16 Rooms |
| Stories | 1 Story |
| Building Area | 2,002 sqft Total Area |
| Gross Area | 2,212 sqft |
| Year Built | Built 1969 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Masonry/Stucco |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 37,310 sqft (0.856 acres) |
| Porch | Porch |
| Porch Area | 882 sqft |
| Total Buildings | 4 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 10004701689 |
|---|---|
| Old Parcel Number | 00921190000005 |
| Street Address | 404 E CHARLOTTE AVE |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33950-4908 |
| Property Category | Public Works |
| Property Type | Public Works > County Owned (Exempt) |
| Local Zoning Code | NR-10 |
| Legal Description | PUG 000 0068 0031 PUNTA GORDA BLK 68 LTS 31 32 33 34 35 36 37 38 39 40 283/152 ODN1891/1837 |
| Legal Range | 23E |
| Legal Township | 41S |
| Legal Section | 06 |
| Legal Subdivision | PUNTA GORDA |
| Legal Block | 68 |
| Legal Lot Number | 31 32 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 2 |
| Census Block | 2085 |
| Census Tract | 10302 |
404 E Charlotte Ave, a public works property, is owned by a company and is owner-occupied.
Source: Charlotte County records, as of December 10, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 340 GULF BREEZE AVE, PUNTA GORDA, FL 33950-5634 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
Source: Charlotte County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Municipality | Punta Gorda City |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Additional exemption filed | $224,882 | $708,687 Land $261,170 Building $447,517 |
| 2023 | Additional exemption filed | $503,672 (+4.23%) | $751,490 (+55.52%) Land $261,170 Building $490,320 |
| 2022 | Additional exemption filed | $483,225 Land $126,854 Building $356,371 | $483,225 Land $126,854 Building $356,371 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 404 E Charlotte Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 335 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 734 units insured incl. 399 condo units |
| Nearby Flood Claims | 335 (1983–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 404 E Charlotte Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| BridgeMAXX Suncoast Broadband Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, T-Mobile.
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