503 Cedar St, Washington, NC 27889 Property Records

Beaufort County property record for 503 Cedar St, Washington, NC 27889

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,272 sqft · built 1993
Lot Size	0.76 acres (33,106 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Mar 2026)
Tax Bill	$1,426 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5667-91-3769`

Property Details

APN / Parcel Number

Primary APN	`5667-91-3769`
Alternative APN	`40125`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,272 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	33,106 sqft (0.76 acres)
Garage Area	256 sqft
Parking Spaces	1 Parking Space
Storage Building	130 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	503 CEDAR ST
City	WASHINGTON
State	NC
Zip	27889-9035
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15S
Legal Description	1 LOT #4 BLK C BEAUFORT HEIGHTS
Legal Subdivision	BEAUFORT HEIGHTS
Legal Block	C
Legal Lot Number	4
Jurisdiction	BEAUFORT NC
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2032
Census Tract	930200

Owner

Source: Beaufort County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	503 CEDAR ST, WASHINGTON, NC 27889-9035
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2026 · Amount on Record
Deed Sale	Mar 24, 2026 · Amount on Record
Prior Sale	Nov 4, 2005 · Amount on Record
Deed Document Number	2026
Record Updated	Sep 20, 2026

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BEAUFORT NC
Recording Date	Mar 24, 2026
Property Address	503 CEDAR ST, WASHINGTON, NC 27889-9035
Document Number	002229/636
Book / Page	2229 / 636
Map Reference	CAB C PG 336
Instrument Date	Mar 22, 2026
Instrument	2026001483
Transaction Type	Transfer
Record Updated	Apr 23, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	503 CEDAR ST, WASHINGTON, NC 27889-9035

Mortgage

Document Number	2026001484
Date	Mar 24, 2026
Instrument	2026001484

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.52%
Type Change Date	Apr 1, 2031
Change Frequency	5 Years
Min Rate At Change	3.52%
Max Rate At Change	7.52%
Index	5-Year CMT
Max Rate	11.5%

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of September 19, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Beaufort County
Unified School District	Beaufort County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,426.00 (+3.71%)	$225,333 (+34.94%) Land $48,792 Building $176,541	$225,333 (+34.94%) Land $48,792 Building $176,541
2023	$1,375.00	$166,991 Land $48,548 Building $118,443
2018			$166,991 Land $48,548 Building $118,443

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 92 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	92 in force
Nearby Flood Claims	45 (1996–2018)
Claims Outside the SFHA	5 of 45
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Matthew, Oct 2016 · 14 claims Severe Storms, Flooding, And Straight-line Winds, Oct 2010 · 4 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WASHINGTON serves 13,000 people · EPA ID NC0407010
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Starlink Satellite	280 / 30