408 Cedar St, Washington, NC 27889 Property Records

Beaufort County property record for 408 Cedar St, Washington, NC 27889

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,160 sqft · built 2000
Lot Size1.93 acres (84,071 sqft)
Owner2 Individual Names on Record
Last Sale$14,000 (Feb 2000)
Tax Bill$2,321 (2026)
Deeds & MortgagesMar 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN5667-92-0628

Property Details

APN / Parcel Number

Primary APN5667-92-0628
Alternative APN
  • 40029

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,928 sqft Living Area
Gross Area3,160 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleConventional
Exterior MaterialBrick Veneer
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area84,071 sqft (1.93 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address408 CEDAR ST
CityWASHINGTON
StateNC
Zip27889-9301
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15S
Legal Description1 LOT #3 BLK D BEAUFORT HEIGHTS
Legal SubdivisionBEAUFORT HEIGHTS
Legal BlockD
Legal Lot Number3
JurisdictionBEAUFORT NC
Township / Civil DivisionWASHINGTON
Census Block Group2
Census Block2023
Census Tract930200

Owner

Source: Beaufort County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address408 CEDAR ST, WASHINGTON, NC 27889-9301
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 4, 2000 · Amount on Record
Deed SaleFeb 4, 2000 · Amount on Record
Deed Book / Page1159 / 126
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBEAUFORT NC
Property Address408 CEDAR ST, WASHINGTON, NC 27889-9301
Transaction TypeMortgage
Record UpdatedApr 21, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002229/668
DateMar 24, 2026
Book Page2229/668
Instrument2026001486
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of October 16, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBeaufort County
Unified School DistrictBeaufort County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,321.00 (+10.63%)$388,602 (+45.06%) Land $65,580 Building $323,022
2025$388,602 (+45.06%) Land $65,580 Building $323,022
2023$2,098.00$267,899 Land $61,337 Building $206,562
2018$267,899 Land $61,337 Building $206,562

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 92 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies92 in force
Nearby Flood Claims45 (1996–2018)
Claims Outside the SFHA5 of 45
Most Recent ClaimSep 2018 · Hurricane Florence
Claims by Event
  • Hurricane Matthew, Oct 2016 · 14 claims
  • Severe Storms, Flooding, And Straight-line Winds, Oct 2010 · 4 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WASHINGTON
serves 13,000 people · EPA ID NC0407010
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Optimum
Cable
940 / 35
T-Mobile
Fixed Wireless
100 / 20

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