Lincoln County property record for 503 3rd St, Lincolnton, NC 28092
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,291 sqft · built 1952 |
| Lot Size | 0.205 acres (8,930 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $45,000 (Mar 2022) |
| Tax Bill | $1,761 (2026) |
| Deeds & Mortgages | Oct 2023 Line of Credit Nov 2022 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3623-61-9667 |
| Primary APN | 3623-61-9667 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,291 sqft Living Area |
| Basement Area | 1,186 sqft |
| Unfinished Basement | 1,186 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Lot Area | 8,930 sqft (0.205 acres) |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 289940 |
|---|---|
| Street Address | 503 3RD ST |
| City | LINCOLNTON |
| State | NC |
| Zip | 28092-2411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-8 |
| Legal Description | 503 W 3RD ST |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | LINCOLNTON |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 70100 |
Source: Lincoln County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 503 3RD ST, LINCOLNTON, NC 28092-2411 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 3, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST FEDERAL SAVINGS BANK OF LINCOLNTON |
| Nov 30, 2022 | Deed of Trust, Mortgage · Construction Mortgage FIRST FEDERAL SAVINGS BANK OF LINCOLNTON |
| Mar 11, 2022 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 11, 2022 · Amount on Record |
| Deed Sale | Mar 11, 2022 · Amount on Record |
| Prior Sale | Aug 25, 1997 · Amount on Record |
| Deed Document Number | 2022648885 |
| Deed Book / Page | 3145 / 160 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 503 3RD ST, LINCOLNTON, NC 28092-2411 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2023 |
| Name | Verified Name |
|---|---|
| Address | 181 HERSHEL LACKEY RD, LINCOLNTON, NC 28092-7349 |
| Document Number | 0003280428 |
|---|---|
| Date | Oct 3, 2023 |
| Book Page | 3280/428 |
| Instrument | 672582 |
| Name | FIRST FEDERAL SAVINGS BANK OF LINCOLNTON |
|---|---|
| Type | Bank |
| Address | LINCOLNTON, NC 28092 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 25, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 503 3RD ST, LINCOLNTON, NC 28092-2411 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2022 |
| Name | Verified Name |
|---|---|
| Address | 181 HERSHEL LACKEY RD, LINCOLNTON, NC 28092-7349 |
| Document Number | 0003214651 |
|---|---|
| Date | Nov 30, 2022 |
| Book Page | 3214/651 |
| Instrument | 660950 |
| Name | FIRST FEDERAL SAVINGS BANK OF LINCOLNTON |
|---|---|
| Type | Bank |
| Address | LINCOLNTON, NC 28092 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Mar 11, 2022 |
| Property Address | 503 3RD ST, LINCOLNTON, NC 28092-2411 |
| Document Number | 0003145160 |
| Book / Page | 3145 / 160 |
| Instrument Date | Mar 8, 2022 |
| Instrument | 648885 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $90.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 510 RHYNE ST, 510, LINCOLNTON, NC 28092-2460 |
| Name | Verified Name |
|---|---|
| Address | 503 3RD ST, LINCOLNTON, NC 28092-2411 |
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Municipality | Lincolnton City |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,761.00 | $162,314 (-) Land $23,000 Building $139,314 | $162,314 (-) Land $23,000 Building $139,314 |
| 2025 | $1,761.00 (+70.14%) | $162,314 (+77.07%) Land $23,000 Building $139,314 | $162,314 (+77.07%) Land $23,000 Building $139,314 |
| 2023 | $1,035.00 | $91,666 Land $23,000 Building $68,666 | $91,666 Land $23,000 Building $68,666 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LINCOLNTON serves 16,309 people · EPA ID NC0155010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures