503 2nd St, Hudson, IA 50643 Property Records

Black Hawk County property record for 503 2nd St, Hudson, IA 50643

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 940 sqft · built 1952
Lot Size	0.257 acres (11,175 sqft)
Owner	Individual Name on Record
Last Sale	$135,500 (Dec 2021)
Tax Bill	$2,560 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Jul 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8814-27-431-009`

Property Details

APN / Parcel Number

Primary APN	`8814-27-431-009`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	940 sqft Living Area
1st Floor Area	940 sqft
Basement Area	940 sqft
Finished Basement	300 sqft
Unfinished Basement	940 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,175 sqft (0.257 acres)
Lot Dimensions	149 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	396 sqft
Parking Spaces	1 Parking Space
Deck Area	112 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	503 2ND ST
City	HUDSON
State	IA
Zip	50643-7730
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNNY CREST ADDITION LOT 8
Legal Range	14W
Legal Township	88N
Legal Section	27
Legal Subdivision	SUNNY CREST ADDITION
Legal Lot Number	8
Jurisdiction	BLACK HAWK IA
Township / Civil Division	BLACK HAWK
Census Block Group	2
Census Block	2046
Census Tract	3002

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	503 2ND ST, HUDSON, IA 50643-7730
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2020	Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU
Jul 6, 2020	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU
Sep 16, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance VERIDIAN CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2021 · Amount on Record
Deed Sale	Dec 17, 2021 · Amount on Record
Prior Sale	Dec 17, 2020 · Amount on Record
Deed Document Number	202112955
Prior Transfer Date	Dec 2, 2009
Prior Transfer Doc	2010011740
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Dec 17, 2020
Property Address	503 2ND ST, HUDSON, IA 50643-7730
Document Number	202100012955
Instrument Date	Dec 15, 2020
Instrument	202100012955
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	TITLE SERVICES CORPORATION

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$216.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	503 2ND ST, HUDSON, IA 50643-7730

Mortgage

Document Number	202100012956
Date	Dec 17, 2020
Instrument	202100012956

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Jan 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6.12%
Index	1-Year LIBOR
Max Rate	10.1%

Mortgage

Document Number	202100012957
Date	Dec 17, 2020
Instrument	202100012957

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50701

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jan 1, 2031

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	503 2ND ST, HUDSON, IA 50643-7730
Transaction Type	Mortgage
Record Updated	Jul 16, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100000288
Date	Jul 6, 2020
Instrument	202100000288

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 5, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	503 2ND ST, HUDSON, IA 50643-7730
Transaction Type	Mortgage
Record Updated	Oct 16, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000004947
Date	Sep 16, 2019
Instrument	202000004947

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	61 Months
Due	Oct 1, 2024

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Hudson City
Unified School District	Hudson Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,560.00 (+7.47%)	$152,620 (+8.13%) Land $24,860 Building $127,760	$152,620 (+8.13%) Land $24,860 Building $127,760
2024	$2,382.00 (+1.62%)
2023		$141,140 (+12.82%) Land $24,860 Building $116,280	$141,140 (+12.82%) Land $24,860 Building $116,280
2022	$2,344.00	$125,100 Land $24,860 Building $100,240
2021			$125,100 Land $24,860 Building $100,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Mar 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HUDSON WATER SUPPLY serves 2,546 people · EPA ID IA0737062
Water Source	Purchased groundwater from WATERLOO WATER WORKS
Last State Inspection	Jun 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130
STS Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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