423 2nd St, Hudson, IA 50643 Property Records

Black Hawk County property record for 423 2nd St, Hudson, IA 50643

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,142 sqft · built 1950
Lot Size	0.254 acres (11,062 sqft)
Owner	Company Name on Record
Tax Bill	$2,710 (2025)
Deeds & Mortgages	Jan 2020 Refinance Sep 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`8814-27-431-025`

Property Details

APN / Parcel Number

Primary APN	`8814-27-431-025`
Alternative APN	`8814-27-431-023`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	3 Half Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,142 sqft Living Area
1st Floor Area	1,142 sqft
Basement Area	1,142 sqft
Unfinished Basement	1,142 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,062 sqft (0.254 acres)
Lot Dimensions	124 ft deep x 83 ft wide
Garage Type	Detached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	423 2ND ST
City	HUDSON
State	IA
Zip	50643-7729
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AUDITORS ELDORA ROAD AND THIRD STREET PLAT PART OF LOT 9 DESC AS BEG AT SW COR LOT 9 TH N 00 DEG 32 MIN 55 SEC W 104.36 FT TH
Legal Range	14W
Legal Township	88N
Legal Section	27
Legal Subdivision	AUDITORS ELDORA ROAD & THIRD
Legal Lot Number	9
Jurisdiction	BLACK HAWK IA
Township / Civil Division	BLACK HAWK
Census Block Group	2
Census Block	2046
Census Tract	3002

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 390, HUDSON, IA 50643-0390
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FARMERS STATE BANK
Sep 7, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	423 2ND ST, HUDSON, IA 50643-7729
Transaction Type	Mortgage
Record Updated	Nov 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000012842
Date	Jan 21, 2020
Instrument	202000012842

Lender

Name	FARMERS STATE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Sep 7, 2017
Property Address	423 2ND ST, HUDSON, IA 50643-7729
Document Number	201800004316
Instrument Date	Sep 1, 2017
Instrument	2018-00004316
Transaction Type	Transfer
Record Updated	Nov 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	423 2ND ST, 423, HUDSON, IA 50643-7729

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 PRIMROSE DR, HUDSON, IA 50643-2232

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Hudson City
Unified School District	Hudson Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,710.00 (+8.49%)	$161,570 (+8.13%) Land $27,950 Building $133,620	$161,570 (+8.13%) Land $27,950 Building $133,620
2024	$2,498.00 (-0.87%)
2023		$149,420 (+11.13%) Land $27,950 Building $121,470	$149,420 (+11.13%) Land $27,950 Building $121,470
2022	$2,520.00	$134,460 Land $27,950 Building $106,510
2021			$134,460 Land $27,950 Building $106,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Mar 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HUDSON WATER SUPPLY serves 2,546 people · EPA ID IA0737062
Water Source	Purchased groundwater from WATERLOO WATER WORKS
Last State Inspection	Jun 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130
STS Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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