503 1st St, Sergeant Bluff, IA 51054 Property Records

Woodbury County property record for 503 1st St, Sergeant Bluff, IA 51054

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	2,184 sqft · built 2014
Lot Size	0.087 acres (3,780 sqft)
Owner	Company Name on File
Last Sale	$245,000 (Apr 2026)
Tax Bill	$4,736 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Apr 2026 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`884730460006`

Property Details

APN / Parcel Number

Primary APN	`884730460006`

Interior

Stories	1 Story
Building Area	2,184 sqft Gross Area

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Wood
Construction Type	Frame
Roof Material	Shingle
Lot Area	3,780 sqft (0.087 acres)
Lot Dimensions	60 ft deep x 63 ft wide

Utilities, Heating & Cooling

Water Source	Commercial

Location & Zoning

Street Address	503 1ST ST
City	SERGEANT BLUFF
State	IA
Zip	51054-7731
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	BLAIRS ADDN E 62 1/2 FT LOT 6 BLK 21
Legal Subdivision	BLAIRS ADDITION
Legal Block	21
Legal Lot Number	6
Jurisdiction	WOODBURY IA
Township / Civil Division	WOODBURY
Census Block Group	2
Census Block	2048
Census Tract	3301

Owner

503 1st St, a commercial property, is owned by a company that bought it in April 2026.

Source: Woodbury County records, as of September 1, 2026

Owner of Record	Company Name on File
Mailing Address	418 BROOKSHIRE CT, SERGEANT BLUFF, IA 51054-8941
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage PIONEER BANK
Apr 30, 2026	Warranty Deed, Transfer · Line of Credit CENTRAL BANK
Jul 24, 2019	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2026 · Amount on File
Deed Sale	Apr 30, 2026 · Amount on File
Prior Sale	Jul 3, 2013 · Amount on File
Deed Document Number	20264648
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODBURY IA
Property Address	503 1ST ST, SERGEANT BLUFF, IA 51054-7731
Transaction Type	Mortgage
Record Updated	May 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000061
Date	Jan 3, 2022
Instrument	2022-00061

Lender

Name	PIONEER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOODBURY IA
Recording Date	Apr 30, 2026
Property Address	503 1ST ST, SERGEANT BLUFF, IA 51054-7731
Document Number	0000004648
Instrument Date	Apr 23, 2026
Instrument	2026.4648
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$39,511.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	418 BROOKSHIRE CT, SERGEANT BLUFF, IA 51054-8941

Mortgage

Document Number	0000004783,
Date	Apr 30, 2026
Instrument	2026.4783

Lender

Name	CENTRAL BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.22%
Max Rate	-1%

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOODBURY IA
Recording Date	Jul 24, 2019
Property Address	503 1ST ST, SERGEANT BLUFF, IA 51054-7731
Document Number	0000014976
Instrument Date	Jul 17, 2019
Instrument	14976
Transaction Type	Transfer
Record Updated	Aug 19, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$392.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	501 11TH ST SIOUX CITY IA 511051428, SIOUX CITY, IA 51105-1428

Tax Assessment & Valuation

The 2025 property tax bill for 503 1st St was $4,736.

Source: Woodbury County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Woodbury County
Municipality	Sergeant Bluff City
Unified School District	Sergeant Bluff-Luton Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,736.00	$235,000 Land $9,000 Building $226,000	$235,000 Land $9,000 Building $226,000
2023	$5,090.00 (+114.23%)	$248,010 Land $9,000 Building $239,010	$248,010 Land $9,000 Building $239,010
2022	$2,376.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 503 1st St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 503 1st St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SERGEANT BLUFF WATER SUPPLY serves 5,015 people · EPA ID IA9774033
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Long Lines Metro Fiber · Cable in parts of the area	1,000 / 1,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, T-Mobile.

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