Woodbury County property record for 305 1st St, Sergeant Bluff, IA 51054
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,232 sqft · built 1958 |
| Lot Size | 0.232 acres (10,098 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $2,038 (2025) |
| Deeds & Mortgages | Apr 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 884730384007 |
| Primary APN | 884730384007 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,232 sqft Living Area |
| 1st Floor Area | 968 sqft |
| Basement Area | 968 sqft |
| Finished Basement | 550 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,098 sqft (0.232 acres) |
| Lot Dimensions | 153 ft deep x 66 ft wide |
| Garage Type | Attached |
| Garage Area | 494 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 180 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 305 1ST ST |
|---|---|
| City | SERGEANT BLUFF |
| State | IA |
| Zip | 51054-8582 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 9 BLK 85 & PART OF FIRST ST ABUTTING BEING 22.36' ON W & 20.56' ON E |
| Legal Subdivision | SERGEANT BLUFF |
| Legal Block | 85 |
| Legal Lot Number | 9 |
| Jurisdiction | WOODBURY IA |
| Township / Civil Division | WOODBURY |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 3301 |
305 1st St is owner-occupied and held in a trust since July 2013.
Source: Woodbury County records, as of September 1, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | PO BOX 818, SERGEANT BLUFF, IA 51054-0818 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 31, 2013 |
| Transfer Doc | 0000001650 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOODBURY IA |
| Property Address | 305 1ST ST, SERGEANT BLUFF, IA 51054-8582 |
| Document Number | 0000004601 |
| Instrument Date | Apr 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 305 1ST ST SERGEANT BLUFF IA 510548582, SERGEANT BLUFF, IA 51054-8582 |
| Document Number | 0000004601 |
|---|---|
| Date | Apr 20, 2020 |
| Instrument | 4601 |
| Name | MIDSTATES BK |
|---|---|
| Type | Bank |
| Address | SERGEANT BLUFF, IA 51054 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 305 1st St was $2,038 with a homeowner's exemption.
Source: Woodbury County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Woodbury County |
| Municipality | Sergeant Bluff City |
| Unified School District | Sergeant Bluff-Luton Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,038.00 Homeowner's exemption | $163,960 Land $10,330 Building $153,630 | $163,960 Land $10,330 Building $153,630 |
| 2023 | $2,216.00 (-2.64%) Homeowner's exemption | $165,710 Land $9,920 Building $155,790 | $165,710 Land $9,920 Building $155,790 |
| 2022 | $2,276.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 305 1st St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 305 1st St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SERGEANT BLUFF WATER SUPPLY serves 5,015 people · EPA ID IA9774033 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Long Lines Metro Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Sparklight Cable · Fiber in parts of the area | 1,000 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Nextlink, Verizon.
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