Benton County property record for 503 15th Ave SE, Saint Cloud, MN 56304
| Property Type | Multi-Family Dwellings |
|---|---|
| Lot Size | 1.65 acres (71,896 sqft) |
| Owner | Company Name on Record |
| Last Sale | $2,350,000 (Sep 2025) |
| Tax Bill | $54,944 (2026) |
| Deeds & Mortgages | Jul 2023 Mortgage Sep 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17.01445.00 |
| Primary APN | 17.01445.00 |
|---|
| Units | 42 Units |
|---|
| Architectural Style | Multi-Family |
|---|---|
| Lot Area | 71,896 sqft (1.65 acres) |
| Street Address | 503 15TH AVE SE |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56304-1287 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Legal Description | SECT-36 TWP-036 RANGE-031 AMERICANNA INN ADDITION LOT-001 BLOCK-001 |
| Legal Range | 031 |
| Legal Township | 036 |
| Legal Section | 36 |
| Legal Subdivision | AMERICANNA INN ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | BENTON MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 21201 |
Source: Benton County records, as of July 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 630 1ST ST S, WAITE PARK, MN 56387-1865 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Jul 31, 2023 | Deed of Trust, Mortgage · Commercial Mortgage HIWAY CU |
| Sep 17, 2025 | Warranty Deed, Transfer FALCON NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 17, 2025 · Amount on Record |
| Deed Sale | Sep 17, 2025 · Amount on Record |
| Prior Sale | Jul 15, 2010 · Amount on Record |
| Deed Document Number | 2025479414 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON MN |
| Property Address | 503 15TH AVE SE, SAINT CLOUD, MN 56304-1287 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2025 |
| Title Company | COMMERCIAL PARTNERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 2884 MIDDLE ST, LITTLE CANADA, MN 55117-1411 |
| Document Number | 0000467248 |
|---|---|
| Date | Jul 31, 2023 |
| Instrument | 467248 |
| Name | HIWAY CU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55103 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BENTON MN |
| Recording Date | Sep 17, 2025 |
| Property Address | 503 15TH AVE SE, SAINT CLOUD, MN 56304-1287 |
| Document Number | 0000479414 |
| Instrument Date | Sep 10, 2025 |
| Instrument | 479414 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2025 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,755.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 630 1ST ST S, WAITE PARK, MN 56387-1865 |
| Document Number | 0000479415 |
|---|---|
| Date | Sep 17, 2025 |
| Instrument | 479415 |
| Name | FALCON NATIONAL BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Sep 15, 2030 |
| Document Number | 0000479442 |
|---|---|
| Date | Sep 19, 2025 |
| Instrument | 479442 |
| Name | FALCON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, MN 56368 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Sep 15, 2030 |
Source: Benton County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Benton County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $54,944.00 (+12.58%) | $2,574,000 (-9.68%) Land $294,000 Building $2,280,000 | $2,574,000 (-9.68%) Land $294,000 Building $2,280,000 |
| 2025 | $48,804.00 (+24.43%) | $2,850,000 (-7.21%) Land $294,000 Building $2,556,000 | $2,850,000 (-7.21%) Land $294,000 Building $2,556,000 |
| 2023 | $39,222.00 | $3,071,500 Land $294,000 Building $2,777,500 | $3,071,500 Land $294,000 Building $2,777,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 29, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Cloud serves 71,321 people · EPA ID MN1730027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
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