500 15th Ave SE, Saint Cloud, MN 56304 Property Records

Benton County property record for 500 15th Ave SE, Saint Cloud, MN 56304

Property Summary

Property Type	Multi-Family Dwellings
Lot Size	0.276 acres (12,055 sqft)
Owner	2 Individual Names on Record
Last Sale	$220,000 (Nov 2023)
Tax Bill	$3,516 (2026)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Nov 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17.01380.00`

Property Details

APN / Parcel Number

Primary APN	`17.01380.00`

Exterior

Architectural Style	Multi-Family
Lot Area	12,055 sqft (0.276 acres)

Location & Zoning

Street Address	500 15TH AVE SE
City	SAINT CLOUD
State	MN
Zip	56304-1239
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	SECT-31 TWP-036 RANGE-030 WOODLAND OAKS ADDITION LOT-001 BLOCK-001 LOT 1 BLK 1 LESS PART LYING S OF A LINE 12 FT N OF S LINE
Legal Range	030
Legal Township	036
Legal Section	31
Legal Subdivision	WOODLAND OAKS ADDITION
Legal Block	1
Legal Lot Number	1
Jurisdiction	BENTON MN
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3016
Census Tract	21201

Owner

Source: Benton County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	925 CONSTANCE BLVD NE, ANDOVER, MN 55304-5308
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2023	Warranty Deed, Transfer · Conventional Mortgage BELL BANK
Nov 17, 2021	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Mar 26, 2021	Quit Claim Deed, Transfer · Line of Credit MIDCOUNTRY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2023 · Amount on Record
Deed Sale	Nov 21, 2023 · Amount on Record
Prior Sale	Oct 30, 2023 · Amount on Record
Deed Document Number	2023469253
Last Transfer Date	Feb 19, 2025
Transfer Doc	0000476180
Record Updated	Sep 20, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Nov 21, 2023
Property Address	500 15TH AVE SE, SAINT CLOUD, MN 56304-1239
Document Number	0000469253
Instrument Date	Oct 30, 2023
Instrument	469253
Transaction Type	Transfer
Record Updated	Dec 11, 2023
Title Company	BURNETT TITLE, BURNET TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$726.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 15TH AVE SE, SAINT CLOUD, MN 56304-1239

Mortgage

Document Number	0000469254
Date	Nov 21, 2023
Instrument	469254

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2053

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Nov 17, 2021
Property Address	500 15TH AVE SE, SAINT CLOUD, MN 56304-1239
Document Number	456844
Instrument Date	Oct 1, 2021
Instrument	456844
Transaction Type	Transfer
Record Updated	Dec 8, 2021
Title Company	TITLE SMART INC, TITLESMART INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$697.95
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	11410 NE 124TH ST, KIRKLAND, WA 98034-4399
Investor	Possibly a Property Investor

Mortgage

Document Number	456845
Date	Nov 17, 2021
Instrument	456845

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BENTON MN
Recording Date	Mar 26, 2021
Property Address	500 15TH AVE SE, SAINT CLOUD, MN 56304-1239
Document Number	0000450934
Instrument Date	Mar 19, 2021
Instrument	450934
Transaction Type	Transfer
Record Updated	Apr 6, 2022
Title Company	QUDARY TITLE, QUARRY TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1, BECKER, MN 55308-0001

Mortgage

Document Number	0000450935
Date	Mar 26, 2021
Instrument	450935

Lender

Name	MIDCOUNTRY BANK
Type	Bank
Address	SAINT CLOUD, MN 56301

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Mar 19, 2028

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Benton County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Benton County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,516.00 (+25.39%)	$183,300 (-) Land $40,000 Building $143,300	$183,300 (-) Land $40,000 Building $143,300
2025	$2,804.00 (+2.34%)	$183,300 (+11.36%) Land $40,000 Building $143,300	$183,300 (+11.36%) Land $40,000 Building $143,300
2023	$2,740.00	$164,600 Land $40,000 Building $124,600	$164,600 Land $40,000 Building $124,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 29, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.4% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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