5028 Mount Carmel Rd, Covington, TN 38019 Property Records

Tipton County property record for 5028 Mount Carmel Rd, Covington, TN 38019

Property Summary

Property Type	Rural Home
Details	2 ba · 2,356 sqft · built 1980
Lot Size	24.7 acres (1,080,288 sqft)
Owner	2 Individual Names on File
Last Sale	$22,000 (May 2020)
Tax Bill	$1,244 (2025)
Deeds & Mortgages	Sep 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`084078 03300`

Property Details

APN / Parcel Number

Primary APN	`084078 03300`
Alternative APN	`078 03300`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,356 sqft Living Area
1st Floor Area	2,356 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1998
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	1,080,288 sqft (24.7 acres)
Terrain	Rolling
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	200 sqft
Patio Area	192 sqft
Shed	1 Shed
Shed Area	360 sqft
Stable	1,200 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	5028 MT CARMEL RD
City	COVINGTON
State	TN
Zip	38019-7612
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	DISTRICT: 08, COUNTY AREA: C62
Jurisdiction	TIPTON TN
Township / Civil Division	7
Census Block Group	2
Census Block	2002
Census Tract	40800

Owner

5028 Mount Carmel Rd, a rural home, is owned and occupied by two individuals who bought it in May 2020.

Source: Tipton County records, as of January 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	54 BARNETT HALL RD, COVINGTON, TN 38019-7728
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2020 · Amount on File
Deed Sale	May 19, 2020 · Amount on File
Deed Document Number	233325
Record Updated	Jun 8, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIPTON TN
Recording Date	Sep 13, 2022
Property Address	5028 MT CARMEL RD, COVINGTON, TN 38019-7612
Document Number	0001974890
Book / Page	1974 / 890
Instrument Date	Sep 9, 2022
Instrument	260435
Transaction Type	Transfer
Record Updated	Sep 27, 2022

Transaction

Amount	Amount on Record
Tax	$259.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	15238 STATE ROUTE 59 W, DRUMMONDS, TN 38023-6622

Tax Assessment & Valuation

The 2025 property tax bill for 5028 Mount Carmel Rd was $1,244 with an additional exemption.

Source: Tipton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Tipton County
Unified School District	Tipton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,244.00 Additional exemption filed	$81,725 Land $18,050 Building $63,675
2023		$81,725 Land $18,050 Building $63,675
2022	$1,587.00
2020			$438,600 Land $183,900 Building $254,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5028 Mount Carmel Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5028 Mount Carmel Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POPLAR GROVE UTILITY DISTRICT serves 19,599 people · EPA ID TN0000201
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	4 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Aeneas Communications Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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