4825 Mount Carmel Rd, Covington, TN 38019 Property Records

Tipton County property record for 4825 Mount Carmel Rd, Covington, TN 38019

Property Summary

Property Type	Rural Home
Details	2 ba · 2,214 sqft · built 1981
Lot Size	68 acres (2,962,516 sqft)
Owner	2 Individual Names on File
Last Sale	$80,000 (Jul 2014)
Tax Bill	$1,487 (2025)
Deeds & Mortgages	Sep 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`084078 02100`

Property Details

APN / Parcel Number

Primary APN	`084078 02100`
Alternative APN	`078 02100`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,214 sqft Living Area
1st Floor Area	2,214 sqft
Basement Area	484 sqft
Finished Basement	484 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1999
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	2,962,516 sqft (68 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	573 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	132 sqft
Deck Area	320 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	4825 MT CARMEL RD
City	COVINGTON
State	TN
Zip	38019-7609
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R1
Legal Description	DISTRICT: 08, COUNTY AREA: C62
Jurisdiction	TIPTON TN
Township / Civil Division	7
Census Block Group	2
Census Block	2002
Census Tract	40800

Owner

4825 Mount Carmel Rd, a rural home, is owned and occupied by two individuals who bought it in July 2014.

Source: Tipton County records, as of January 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4825 MT CARMEL RD, COVINGTON, TN 38019-7609
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2014 · Amount on File
Deed Sale	Jul 28, 2014 · Amount on File
Prior Sale	Oct 7, 1996
Deed Document Number	2014178685
Deed Book / Page	1630 / 284
Record Updated	Jun 8, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPTON TN
Property Address	4825 MT CARMEL RD, COVINGTON, TN 38019-7609
Document Number	1737567
Book / Page	001737 / 000567
Instrument Date	Sep 28, 2017
Transaction Type	Mortgage
Record Updated	Oct 27, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4825 MT CARMEL RD COVINGTON TN 380197609, COVINGTON, TN 38019-7609

Mortgage

Document Number	1737567
Date	Oct 20, 2017
Book Page	001737/000567
Instrument	208369

Lender

Name	BANK OF RIPLEY
Type	Bank
Address	RIPLEY, TN 38063

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Oct 19, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4825 Mount Carmel Rd was $1,487.

Source: Tipton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Tipton County
Unified School District	Tipton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,487.00 Additional exemption filed	$97,700 Land $36,950 Building $60,750
2023		$97,700 Land $36,950 Building $60,750
2022	$1,474.00
2020			$597,300 Land $354,300 Building $243,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4825 Mount Carmel Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4825 Mount Carmel Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POPLAR GROVE UTILITY DISTRICT serves 19,599 people · EPA ID TN0000201
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	4 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Aeneas Communications Fiber	1,000 / 1,000