5028 Kerry Downs Rd, Birmingham, AL 35242 Property Records

Shelby County property record for 5028 Kerry Downs Rd, Birmingham, AL 35242

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 3,439 sqft · built 1975
Lot Size0.415 acres (18,114 sqft)
OwnerIndividual Name on Record
Last Sale$291,000 (Jul 2015)
Tax Bill$2,081 (2026)
Deeds & MortgagesMay 2026 Line of Credit
Oct 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN101020003041000

Property Details

APN / Parcel Number

Primary APN101020003041000

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area3,439 sqft Heated Area
1st Floor Area2,392 sqft
Basement Area816 sqft
Finished Basement1,496 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Exterior MaterialBrick
Construction TypeWood
Foundation TypeRetaining Wall
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area18,114 sqft (0.415 acres)
Lot Dimensions117 ft deep x 154 ft wide
Garage TypeBasement
PorchPatio
Deck Area16 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address5028 KERRY DOWNS RD
CityBIRMINGHAM
StateAL
Zip35242-3909
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEC/TWNSHP/RAN 2 19S 02W NBRHD: 01 KERRY DOWNS/ SELKIRK R-2
Legal Range02W
Legal Township19S
Legal Section02
Legal SubdivisionKERRY DOWNS
Legal Block7
Legal Lot Number1
JurisdictionSHELBY AL
Township / Civil DivisionALABASTER-HELENA
Census Block Group2
Census Block2020
Census Tract30347

Owner

Source: Shelby County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5028 KERRY DOWNS RD, BIRMINGHAM, AL 35242-3909
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 11, 2026Deed of Trust, Mortgage · Line of Credit
REGIONS BANK
Oct 3, 2017Deed of Trust, Mortgage · Commercial Mortgage
REGIONS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 27, 2015 · Amount on Record
Deed SaleJul 27, 2015 · Amount on Record
Prior SaleSep 1, 2005 · Amount on Record
Deed Document Number2015253850
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY AL
Recording DateMay 11, 2026
Property Address5028 KERRY DOWNS RD, BIRMINGHAM, AL 35242-3909
Document Number0000139240
Instrument DateApr 27, 2026
Instrument2026139240
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address5028 KERRY DOWNS RD, BIRMINGHAM, AL 35242-3909

Mortgage

Document Number0000139240,
DateMay 11, 2026
Instrument2026139240
Lender
NameREGIONS BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 20, 2056
Interest
Rate6.38%
Max Rate-1%

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY AL
Property Address5028 KERRY DOWNS RD, BIRMINGHAM, AL 35242-3909
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000359680
DateOct 3, 2017
Instrument20171003000359680
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term359 Months
DueSep 15, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of April 21, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyShelby County
Unified School DistrictShelby County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,081.00 (+3.38%)
2025$2,013.00 (+10.73%)$45,760 (+10.75%)$457,500 (+10.75%) Land $100,000 Building $357,500
2023$1,818.00$41,320$413,100 Land $100,000 Building $313,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 74% of Alabama
Wildfire Likelihood0.08% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCENTRAL ALABAMA WATER
serves 653,322 people · EPA ID AL0000738
Water SourceSurface water
Last State InspectionMar 2025
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Verizon
Fixed Wireless
1,000 / 75
Spectrum
Cable · Fiber in parts of the area
1,000 / 35
T-Mobile
Fixed Wireless
100 / 20

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