Shelby County property record for 5020 Kerry Downs Rd, Birmingham, AL 35242
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,487 sqft · built 1975 |
| Lot Size | 0.415 acres (18,114 sqft) |
| Owner | Individual Name on File |
| Last Sale | $405,000 (Sep 2020) |
| Tax Bill | $2,315 (2026) |
| Deeds & Mortgages | Dec 2025 Line of Credit Jun 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 101020003035000 |
| Primary APN | 101020003035000 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 3,487 sqft Heated Area |
| 1st Floor Area | 2,387 sqft |
| Basement Area | 792 sqft |
| Finished Basement | 1,571 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Wood |
| Foundation Type | Retaining Wall |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 18,114 sqft (0.415 acres) |
| Lot Dimensions | 117 ft deep x 154 ft wide |
| Garage Type | Basement |
| Deck Area | 264 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 5020 KERRY DOWNS RD |
|---|---|
| City | BIRMINGHAM |
| State | AL |
| Zip | 35242-3906 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC/TWNSHP/RAN 2 19S 02W NBRHD: 01 KERRY DOWNS/ SELKIRK R-2 |
| Legal Range | 02W |
| Legal Township | 19S |
| Legal Section | 02 |
| Legal Subdivision | KERRY DOWNS |
| Legal Block | 6 |
| Legal Lot Number | 1 |
| Jurisdiction | SHELBY AL |
| Township / Civil Division | ALABASTER-HELENA |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 30347 |
5020 Kerry Downs Rd is owned and occupied by an individual who bought it in September 2020.
Source: Shelby County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5020 KERRY DOWNS RD, BIRMINGHAM, AL 35242-3906 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 30, 2025 | Deed of Trust, Mortgage · Line of Credit FIRST HORIZON BANK |
| Jun 27, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST HORIZON BANK |
| Nov 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA |
| Sep 11, 2020 | Warranty Deed, Transfer · Conventional Mortgage IBERIABANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 11, 2020 · Amount on File |
| Deed Sale | Sep 11, 2020 · Amount on File |
| Prior Sale | Nov 18, 2005 · Amount on File |
| Deed Document Number | 2020405140 |
| Prior Transfer Date | Jul 7, 1999 |
| Prior Transfer Doc | 0000008450 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY AL |
| Property Address | 5020 KERRY DOWNS RD, BIRMINGHAM, AL 35242-3906 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5020 KERRY DOWNS RD, BIRMINGHAM, AL 35242-3906 |
| Document Number | 0000396650 |
|---|---|
| Date | Dec 30, 2025 |
| Instrument | 20251230000396650 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35209 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Dec 29, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY AL |
| Property Address | 5020 KERRY DOWNS RD, BIRMINGHAM, AL 35242-3906 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2023 |
| Name | Verified Name |
|---|---|
| Address | 5020 KERRY DOWNS RD, BIRMINGHAM, AL 35242-3906 |
| Document Number | 0000190210 |
|---|---|
| Date | Jun 27, 2023 |
| Instrument | 20230627000190210 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35209 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 17, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY AL |
| Property Address | 5020 KERRY DOWNS RD, BIRMINGHAM, AL 35242-3906 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000440250 |
|---|---|
| Date | Nov 26, 2019 |
| Instrument | 20191126000440250 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY AL |
| Recording Date | Sep 11, 2020 |
| Property Address | 5020 KERRY DOWNS RD, BIRMINGHAM, AL 35242-3906 |
| Document Number | 0000405140 |
| Map Reference | MB 5 PG 135&136 |
| Instrument Date | Sep 10, 2020 |
| Instrument | 20200911000405140 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5020 KERRY DOWNS RD, 5020, BIRMINGHAM, AL 35242-3906 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5020 KERRY DOWNS RD, BIRMINGHAM, AL 35242-3906 |
| Document Number | 0000405150 |
|---|---|
| Date | Sep 11, 2020 |
| Instrument | 20200911000405150 |
| Name | IBERIABANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
The 2026 property tax bill for 5020 Kerry Downs Rd was $2,315 with a homeowner's exemption, down 2.2% from the year before.
Source: Shelby County assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Shelby County |
| Unified School District | Shelby County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,315.00 (-2.16%) Homeowner's exemption | ||
| 2025 | $2,366.00 | $53,780 | $537,800 Land $100,000 Building $437,800 |
| 2023 | $2,127.00 Homeowner's exemption | $49,280 | $492,700 Land $100,000 Building $392,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 5020 Kerry Downs Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 23, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 5020 Kerry Downs Rd is low, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 74% of Alabama |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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