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5028 Bluff Rd, Columbia, SC 29209 Property Records

Richland County property record for 5028 Bluff Rd, Columbia, SC 29209 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,056 sqft · built 1996
Lot Size0.341 acres (14,894 sqft)
OwnerIndividual Name on File
Tax Bill$713 (2025)
Deeds & MortgagesApr 2021 Sale
Jun 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN16103-02-09

Property Details

APN / Parcel Number

Primary APN16103-02-09
Alternative APNs
  • R16103-02-09
  • 00610244

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,056 sqft Heated Area
Gross Area1,234 sqft
1st Floor Area1,056 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleRaised Ranch
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area14,894 sqft (0.341 acres)
PorchSlab
Porch Area98 sqft
Patio Area80 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number00610244
Street Address5028 BLUFF RD
CityCOLUMBIA
StateSC
Zip29209-9439
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description85X150X85X150 #SU #PR W/S #OM 0893-03-11
Legal SubdivisionHARLEM
JurisdictionRICHLAND SC
Township / Civil DivisionCOLUMBIA
Census Block Group1
Census Block1006
Census Tract11702

Owner

Source: Richland County records · APN 16103-02-09

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5028 BLUFF RD, COLUMBIA, SC 29209-9439
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 19, 2021Deed of Distribution, Transfer
Jun 07, 2019Deed of Trust, Mortgage · Line of Credit
SC STATE FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedSep 20, 2026

April 2021: Deed of Distribution, Transfer

Document TypeDeed of Distribution
JurisdictionRICHLAND SC
Recording DateApr 19, 2021
Property Address5028 BLUFF RD, COLUMBIA, SC 29209-9439
Document Number0026080304
Book / Page2608 / 304
Map ReferenceMB D- PG 675
Instrument DateApr 12, 2021
Instrument2021023484
Transaction TypeTransfer
Record UpdatedApr 11, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address128 GOODLAND DR, SPRINGFIELD, SC 29146-9498

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHLAND SC
Property Address5028 BLUFF RD, COLUMBIA, SC 29209-9439
Document Number2401/2508
Instrument DateJun 07, 2019
Transaction TypeMortgage
Record UpdatedJul 08, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5028 BLUFF RD COLUMBIA SC 292099439, COLUMBIA, SC 29209-9439

Mortgage

Document Number2401/2508
DateJun 13, 2019
Book Page002401/002508
Instrument41723
Lender
NameSC STATE FCU
AddressCOLUMBIA, SC 29201
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueJun 12, 2024
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyRichland County
Unified School DistrictRichland School District 1 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$713.00 (+11.23%)$47,800 (+2,772.6%)$95,200 (+128.85%) Land $5,300 Building $89,900
2023$641.00 (+6.13%)$1,664 (+0.24%)$41,600 (-)
2021$604.00$1,660$41,600 Land $4,200 Building $37,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450790117021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims4 (1990–2015)
Most Recent ClaimOct 2015, rainfall accumulation, Severe Storms And Flooding
Claims By Storm
  • Severe Storms And Flooding, Oct 2015 · 3 claims

Wildfire

Wildfire RiskLow
above 34% of the US · above 8% of South Carolina
Wildfire LikelihoodAbout 1 in 2,564 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 65 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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