5025 Smith Rd, Coldwater, MS 38618 Property Records

DeSoto County property record for 5025 Smith Rd, Coldwater, MS 38618

Property Summary

Property Type	Mobile Home
Details	2,027 sqft · built 1991
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Last Sale	$116,555 (Sep 2024)
Tax Bill	$209 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Jul 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`3-06-9-31-00-0-00003-01`

Property Details

APN / Parcel Number

Primary APN	`3-06-9-31-00-0-00003-01`

Interior

Building Area	2,027 sqft Adjusted Area
1st Floor Area	1,728 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Mobile/Manufactured
Lot Area	130,680 sqft (3 acres)

Exterior Amenities

Porch	Slab
Porch Area	160 sqft
Deck Area	240 sqft
Patio Area	240 sqft

Location & Zoning

Street Address	5025 SMITH RD
City	COLDWATER
State	MS
Zip	38618-7458
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	A
Legal Description	PT NW1/4 NE1/4
Legal Range	006
Legal Township	03S
Legal Section	31
Legal Subdivision	HUTS PLACE
Legal Lot Number	3
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	1
Census Block	1029
Census Tract	70900

Owner

Source: DeSoto County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5025 SMITH RD, COLDWATER, MS 38618-7458
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2022	Deed of Trust, Mortgage · Line of Credit SYCAMORE BANK
Jul 28, 2020	Warranty Deed, Transfer · Line of Credit SYCAMORE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2024 · Amount on Record
Deed Sale	Sep 27, 2024 · Amount on Record
Prior Sale	Jul 28, 2020 · Amount on Record
Deed Book / Page	1024 / 17579
Prior Transfer Date	Sep 13, 2024
Prior Transfer Doc	1024/17579
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	5025 SMITH RD, COLDWATER, MS 38618-7458
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5025 SMITH RD, COLDWATER, MS 38618-7458

Mortgage

Document Number	005616/718
Date	Oct 12, 2022
Book Page	5616/718

Lender

Name	SYCAMORE BANK
Type	Bank
Address	SENATOBIA, MS 38668

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	47 Months
Due	Sep 10, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jul 28, 2020
Property Address	5025 SMITH RD, COLDWATER, MS 38618-7458
Document Number	926/650
Book / Page	926 / 650
Instrument Date	Jul 21, 2020
Transaction Type	Transfer
Record Updated	May 28, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	82 TUCKET CN, 82, COLDWATER, MS 38618

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5025 SMITH RD, COLDWATER, MS 38618-7458

Mortgage

Document Number	5001192
Date	Jul 28, 2020
Instrument	5001/192

Lender

Name	SYCAMORE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	48 Months
Due	Jul 25, 2024

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$209.00 (-21.72%)	$5,017 (+12.04%) Land $3,000 Building $2,017	$50,172 (+12.04%) Land $30,000 Building $20,172
2023	$267.00	$4,478	$44,780 Land $30,000 Building $14,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Apr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Associated Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 73% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

5G (outdoors only) and 4G LTE

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