4975 Smith Rd, Coldwater, MS 38618 Property Records

DeSoto County property record for 4975 Smith Rd, Coldwater, MS 38618 · Last verified January 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Year BuiltBuilt 1986
Square Footage1,584 sqft Adjusted Area
Lot Size71,003 sqft (1.63 acres)
OccupancyOwner Occupied
Tax Bill$558.00 (2025)

Property Details

APN / Parcel Number

Primary APN3-06-9-30-00-0-00016-00

Interior

Bedrooms3 Beds
Total Rooms6 Rooms
Building Area1,584 sqft Adjusted Area
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1986
Exterior MaterialWood Exterior
Construction TypeFrame Construction
Foundation TypeBlock Foundation
Roof ConstructionGable Roof Construction
Roof MaterialShingle Roof
Lot Area71,003 sqft (1.63 acres)
Deck Area334 sqft Deck
Quonset1,040 sqft Quonset

Location & Zoning

Street Address4975 SMITH RD
CityCOLDWATER
StateMS
Zip38618-7455
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description30-3-6 PT S1/2 SW1/4 SE 1/4
Legal Range06
Legal Township03
Legal Section30
Legal Lot Number16
JurisdictionDESOTO MS
Minor Civil Division5
Census Blockgroup1
Census Block1029
Census Tract70900

Owner

Source: DeSoto County records · APN 3-06-9-30-00-0-00016-00

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address4975 SMITH RD, COLDWATER, MS 38618-7455
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 01, 2022Deed of Trust, Mortgage · Line of Credit
BANCORPSOUTH BANK
Feb 15, 2019Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateFeb 15, 2019
Transfer Doc000880/441
Record RefreshedJun 08, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address4975 SMITH RD, COLDWATER, MS 38618-7455
Transaction TypeMortgage
Record UpdatedNov 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address4975 SMITH RD, COLDWATER, MS 38618-7455

Mortgage

Document Number005455/648
DateFeb 01, 2022
Book Page5455/648
Lender
NameBANCORPSOUTH BANK
TypeBank
AddressOLIVE BRANCH, MS 38654
Agreement
TypeLine of Credit
AmountAmount Recorded
Term119 Months
DueJan 26, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

February 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDESOTO MS
Recording DateFeb 15, 2019
Property Address4975 SMITH RD, COLDWATER, MS 38618-7455
Document Number000880/441
Book / Page0880 / 441
Instrument DateFeb 15, 2019
Transaction TypeTransfer
Record UpdatedDec 12, 2023

Transaction

Tax$0.00
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address4975 SMITH RD, COLDWATER, MS 38618-7455
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$558.00 (+18.22%)$10,409 (+34.71%) Land $1,490 Building $8,919$104,086 (+34.7%) Land $14,900 Building $89,186
2023$472.00$7,727$77,271 Land $14,900 Building $62,371

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