Durham County property record for 5021 Stephens Ln, Durham, NC 27712
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,916 sqft · built 1991 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | Individual Name on File |
| Last Sale | $480,000 (Apr 2023) |
| Tax Bill | $5,310 (2025) |
| Deeds & Mortgages | Apr 2023 Sale Sep 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0834-09-2515 |
| Primary APN | 0834-09-2515 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,916 sqft Heated Area |
| Gross Area | 3,388 sqft |
| 1st Floor Area | 896 sqft |
| Attic Area | 896 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Architectural Style | Colonial |
| Lot Area | 16,553 sqft (0.38 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 35 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Old Parcel Number | 083401092516 |
|---|---|
| Street Address | 5021 STEPHENS LN |
| City | DURHAM |
| State | NC |
| Zip | 27712-9521 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-20 |
| Legal Description | STEPHENS WDS/PH:02/BLK:C/ LT#23 PL:000115-000039 |
| Legal Subdivision | STEPHENS WDS |
| Legal Phase | 2 |
| Legal Block | C |
| Legal Lot Number | 23 |
| Jurisdiction | DURHAM NC |
| Township / Civil Division | LEBANON |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 1601 |
Source: Durham County records · APN 0834-09-2515
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 5021 STEPHENS LN, DURHAM, NC 27712-9521 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 11, 2023 | Warranty Deed, Transfer |
| Sep 29, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Mar 13, 2020 | Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 11, 2023 · Amount on Record |
| Deed Sale | Apr 11, 2023 · Amount on Record |
| Prior Sale | Mar 13, 2020 · Amount on Record |
| Deed Document Number | 0009894844 |
| Deed Book / Page | 9894 / 844 |
| Record Updated | Jun 07, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DURHAM NC |
| Recording Date | Apr 11, 2023 |
| Property Address | 5021 STEPHENS LN, DURHAM, NC 27712-9521 |
| Document Number | 0098940844 |
| Book / Page | 9894 / 844 |
| Map Reference | MB 115 PG 39 |
| Instrument Date | Mar 13, 2023 |
| Instrument | 2023057846 |
| Transaction Type | Transfer |
| Record Updated | Apr 20, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $960.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 70 VAST VIEW WAY, YOUNGSVILLE, NC 27596-3315 |
| Name | Verified Name |
|---|---|
| Address | 5021 STEPHENS LN, DURHAM, NC 27712-9521 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 5021 STEPHENS LN, DURHAM, NC 27712-9521 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2022 |
| Title Company | WFG LENDER SERVICES RESWARE |
| Name | Verified Name |
|---|
| Document Number | 0097910417 |
|---|---|
| Date | Sep 29, 2022 |
| Book Page | 9791/417 |
| Instrument | 2022038514 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 06, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DURHAM NC |
| Recording Date | Mar 13, 2020 |
| Property Address | 5021 STEPHENS LN, DURHAM, NC 27712-9521 |
| Document Number | 0088900975 |
| Book / Page | 008890 / 000975 |
| Instrument Date | Mar 05, 2020 |
| Instrument | 9158 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $595.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 5021 STEPHENS LN DURHAM NC 277129521, DURHAM, NC 27712-9521 |
| Document Number | 88900977 |
|---|---|
| Date | Mar 13, 2020 |
| Book Page | 008890/000977 |
| Instrument | 9159 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 12, 2050 |
Source: Durham County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Durham County |
| Municipality | Durham City |
| Unified School District | Durham Public Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,310.00 (+70.36%) | $535,756 (+125.14%) Land $86,250 Building $449,506 | $535,756 (+125.14%) Land $86,250 Building $449,506 |
| 2023 | $3,117.00 (+2.36%) | $237,962 Land $41,340 Building $196,622 | $237,962 Land $41,340 Building $196,622 |
| 2022 | $3,045.00 |
Source: FEMA National Flood Hazard Layer, Durham County (37063C), as of June 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370630016013, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (1984–2024) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
Based on FCC filings for 159 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system NC0332010, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF DURHAM serves 333,490 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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