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5024 E 13th St, Panama City, FL 32404 Property Records

Bay County property record for 5024 E 13th St, Panama City, FL 32404

Property Summary

Property TypeVacant Land
Lot Size0.414 acres (18,033 sqft)
OwnerIndividual Name on Record
Last Sale$193,600 (May 2026)
Deeds & MortgagesMay 2026 Sale & Mortgage
May 2026 Sale & Mortgage
+ 1 more
APN14948-010-000

Property Details

APN / Parcel Number

Primary APN14948-010-000

Exterior

Lot Area18,033 sqft (0.414 acres)
Lot Dimensions190 ft deep x 95 ft wide

Location & Zoning

Street Address5024 E 13TH ST
CityPANAMA CITY
StateFL
Zip32404-9432
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Local Zoning CodeBC15
Legal Description1 4S 14W -35- 118A1 W 95 OF BEG 660 N & 315 E OF SW COR OF NW1/4 OF SW1/4 OF NE1/4 TH
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group1
Census Block1025
Census Tract1100

Owner

Source: Bay County records, as of June 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address5024 E 13TH ST, PANAMA CITY, FL 32404-9432
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 21, 2026Warranty Deed, Subdivision Related Transfer · FHA Mortgage
SOUTHWEST STAGE FUNDING
May 21, 2026Warranty Deed, Transfer · FHA Mortgage
SOUTHWEST TAX FUNDING LLC
May 8, 2025Warranty Deed, Transfer
MTI TITLE INSURANCE AGENCY INC, MTI TITLE INS AGENCY INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 21, 2026 · Amount on Record
Deed SaleMay 21, 2026 · Amount on Record
Prior SaleMay 8, 2025 · Amount on Record
Deed Document Number202630830
Deed Book / Page5037 / 529
Record UpdatedOct 29, 2026

May 2026: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateMay 21, 2026
Property Address5024 E 13TH ST, PANAMA CITY, FL 32404-9432
Document Number0050370529
Book / Page5037 / 529
Instrument DateMay 20, 2026
Instrument202630830
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 29, 2026
Title CompanyMTI TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$136,875.20
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5024 E 13TH ST, PANAMA CITY, FL 32404-9432

Mortgage

Document Number0000030831,
DateMay 21, 2026
Instrument202630831
Lender
NameSOUTHWEST STAGE FUNDING
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Max Rate-1%

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateMay 21, 2026
Property Address5024 E 13TH ST, PANAMA CITY, FL 32404-9432
Document Number0000030830
Book / Page5037 / 529
Instrument DateMay 20, 2026
Instrument202630830
Transaction TypeTransfer
Record UpdatedJun 5, 2026
Title CompanyMTI TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$136,875.20
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5024 E 13TH ST, PANAMA CITY, FL 32404-9432

Mortgage

Document Number0000030831,
DateMay 21, 2026
Instrument202630831
Lender
NameSOUTHWEST TAX FUNDING LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate6.37%
Max Rate-1%

May 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateMay 8, 2025
Property Address5024 E 13TH ST, PANAMA CITY, FL 32404-9432
Document Number0049110192
Book / Page4911 / 192
Instrument DateMay 7, 2025
Instrument2025025698
Transaction TypeTransfer
Record UpdatedJan 26, 2026
Title CompanyMTI TITLE INSURANCE AGENCY INC, MTI TITLE INS AGENCY INC

Transaction

AmountAmount Recorded
Tax$259.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5000 CLAYTON RD, MARYVILLE, TN 37804-5550
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2025$40,152 Land $40,152$40,152 Land $40,152

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: OpenFEMA NFIP redacted claims and policies, as of September 2026

Flood Insurance CostPremium on Record
median of 39 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies39 in force
Nearby Flood Claims18 (1998–2021)
Claims Outside the SFHA10 of 18
Most Recent ClaimOct 2021 · rainfall accumulation
Claims by Event
  • Hurricane Michael, Oct 2018 · 8 claims
  • Severe Storms And Flooding, Jul 2013 · 2 claims
  • Hurricane Dennis, Jul 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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