2819 E 13th St, Panama City, FL 32401 Property Records

Bay County property record for 2819 E 13th St, Panama City, FL 32401

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,903 sqft · built 1955
Lot Size	0.757 acres (32,975 sqft)
Owner	Company Name on File
Last Sale	$131,000 (Nov 2021)
Tax Bill	$2,126 (2025)
Deeds & Mortgages	Nov 2021 Sale May 2021 Foreclosure + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15222-000-000`

Property Details

APN / Parcel Number

Primary APN	`15222-000-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,903 sqft Heated Area
Gross Area	3,063 sqft
1st Floor Area	1,903 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1975
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	32,975 sqft (0.757 acres)
Lot Dimensions	330 ft deep x 100 ft wide
Porch	Porch
Porch Area	240 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	2819 E 13TH ST
City	PANAMA CITY
State	FL
Zip	32401-5017
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2 4S 14W -41- BEG 275' E OF SW COR OF S1/2 OF SE/14 OF NW1/4 OF NW1/4 TH
Legal Range	14W
Legal Township	04S
Legal Section	02
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	1
Census Block	1042
Census Tract	1200

Owner

2819 E 13th St is owned by a company that bought it in November 2021.

Source: Bay County records, as of January 23, 2026

Owner of Record	Company Name on File
Mailing Address	3603 E 5TH ST, PANAMA CITY, FL 32401-5517
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2021	Warranty Deed, Transfer WHITWORTH TITLE GROUP, WHITWORTH TITLE GROUP INC
May 10, 2021	Trustee's Deed, Foreclosure
May 15, 2018	Warranty Deed, Transfer · FHA Mortgage WESLEND FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2021 · Amount on File
Deed Sale	Nov 17, 2021 · Amount on File
Prior Sale	May 10, 2021 · Amount on File
Deed Document Number	2021088015
Deed Book / Page	4487 / 1820
Record Updated	Jun 8, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Nov 17, 2021
Property Address	2819 E 13TH ST, PANAMA CITY, FL 32401-5017
Document Number	0044871820
Book / Page	4487 / 1820
Instrument Date	Oct 15, 2021
Instrument	2021088015
Transaction Type	Transfer
Record Updated	Dec 10, 2021
Title Company	WHITWORTH TITLE GROUP, WHITWORTH TITLE GROUP INC

Transaction

Amount	Amount on Record
Tax	$917.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 7198, BRANDON, FL 33508-6020

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 HAVENS CORNERS RD, GAHANNA, OH 43230-3112

May 2021: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	BAY FL
Recording Date	May 10, 2021
Property Address	2819 E 13TH ST, PANAMA CITY, FL 32401-5017
Document Number	0044031301
Book / Page	4403 / 1301
Instrument Date	May 10, 2021
Instrument	2021034877
Transaction Type	Foreclosure
Record Updated	Dec 23, 2021

Transaction

Amount	Amount on Record
Tax	$785.40
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 7198, BRANDON, FL 33508-6020
Investor	Possibly a Property Investor

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	May 15, 2018
Property Address	2819 E 13TH ST, PANAMA CITY, FL 32401-5017
Document Number	0040080091
Book / Page	4008 / 0091
Instrument Date	May 14, 2018
Instrument	2018028501
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	OMEGA TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2819 E 13TH ST, 2819, PANAMA CITY, FL 32401-5017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2819 E 13TH ST, PANAMA CITY, FL 32401-5017

Mortgage

Document Number	2018028502
Date	May 15, 2018
Instrument	2018028502

Lender

Name	WESLEND FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2819 E 13th St was $2,126.

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,126.00	$186,027 Land $46,000 Building $140,027	$186,027 Land $46,000 Building $140,027
2023	$1,734.00 (+20.67%)	$138,075 (+14.04%) Land $31,510 Building $106,565	$138,075 (+14.04%) Land $31,510 Building $106,565
2022	$1,437.00	$121,071 Land $24,150 Building $96,921	$121,071 Land $24,150 Building $96,921

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2819 E 13th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	25 (1982–2018)
Claims Outside the SFHA	20 of 25
Most Recent Claim	Oct 2018 · Hurricane Michael
Claims by Event	Hurricane Michael, Oct 2018 · 5 claims Severe Storms And Flooding, Jul 2013 · 5 claims Hurricane Dennis, Jul 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2819 E 13th St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAY COUNTY WATER SYSTEM serves 40,848 people · EPA ID FL1030050
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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