5022 Rowan Dr, San Ramon, CA 94582 Property Records

Contra Costa County property record for 5022 Rowan Dr, San Ramon, CA 94582

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,030 sqft · built 2014
Lot Size	0.064 acres (2,800 sqft)
Owner	2 Trust Names on File
Last Sale	$1,580,000 (Apr 2025)
Tax Bill	$14,398 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Nov 2019 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`222-660-020-9`

Property Details

APN / Parcel Number

Primary APN	`222-660-020-9`
Alternative APN	`222-660-020`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,030 sqft Living Area
1st Floor Area	829 sqft
2nd Floor Area	1,201 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2015
Architectural Style	Cluster
Lot Area	2,800 sqft (0.064 acres)
Garage Type	Attached
Garage Area	472 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	5022 ROWAN DR
City	SAN RAMON
State	CA
Zip	94582-5879
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T9303 L20
Legal Subdivision	GALE RANCH SUB 9303
Legal Tract	9303
Legal Lot Number	20
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	TASSAJARA
Census Block Group	3
Census Block	3013
Census Tract	355115

Owner

5022 Rowan Dr is owner-occupied and held in a trust since April 2025.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Trust Names on File
Mailing Address	5022 ROWAN DR, SAN RAMON, CA 94582-5879
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Nov 15, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 18, 2019	Deed of Trust, Mortgage BANK OF AMERICA
Aug 31, 2017	Deed of Trust, Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2025 · Amount on File
Deed Sale	Apr 4, 2025 · Amount on File
Prior Sale	Dec 7, 2015 · Amount on File
Deed Document Number	202532199
Prior Transfer Date	Nov 1, 2019
Prior Transfer Doc	0000204756
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	5022 ROWAN DR, SAN RAMON, CA 94582-5879
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5022 ROWAN DR, SAN RAMON, CA 94582-5879

Mortgage

Document Number	0000077046
Date	Mar 15, 2021
Instrument	2021-077046

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Nov 15, 2019
Property Address	5022 ROWAN DR, SAN RAMON, CA 94582-5879
Document Number	0000204756
Instrument Date	Nov 1, 2019
Instrument	204756
Transaction Type	Transfer
Record Updated	Nov 26, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5022 ROWAN DR SAN RAMON CA 945825879, SAN RAMON, CA 94582-5879

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	5022 ROWAN DR, SAN RAMON, CA 94582-5879
Document Number	0000115024
Instrument Date	Jul 18, 2019
Transaction Type	Mortgage
Record Updated	Jul 31, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	5022 ROWAN DR SAN RAMON CA 945825879, SAN RAMON, CA 94582-5879

Mortgage

Document Number	0000115024
Date	Jul 24, 2019
Instrument	115024

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 23, 2049

Interest

Rate Type	Adjustable Rate
Rate	3%

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	5022 ROWAN DR, SAN RAMON, CA 94582-5879
Document Number	0000164775
Instrument Date	Aug 31, 2017
Transaction Type	Mortgage
Record Updated	Aug 24, 2018
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	5022 ROWAN DR SAN RAMON CA 945825879, SAN RAMON, CA 94582-5879

Mortgage

Document Number	0000164775
Date	Sep 11, 2017
Instrument	164775

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 10, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.12%

Tax Assessment & Valuation

The 2025 property tax bill for 5022 Rowan Dr was $14,398 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,611,600 (+56.5%) Land $1,091,400 Building $520,200
2025	$14,398.00	$1,029,779 Land $651,086 Building $378,693
2023	$13,447.00 (+1.3%) Homeowner's exemption	$989,793 Land $625,804 Building $363,989
2022	$13,275.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5022 Rowan Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5022 Rowan Dr is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBLIN SAN RAMON SERVICES DISTRICT serves 98,776 people · EPA ID CA0110009
Water Source	Purchased surface water from ZONE 7 WATER AGENCY
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Sail Internet.

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