Monroe County property record for 5020 Rock Rd, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 5 ba · 2,333 sqft · built 1880 |
| Lot Size | 6.18 acres (269,201 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $7,143 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-22-300-001-000 |
| Primary APN | 10-22-300-001-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 5 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,333 sqft Building Perimeter |
| 1st Floor Area | 1,173 sqft |
| Upper Floors Area | 1,160 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 269,201 sqft (6.18 acres) |
| Garage Area | 783 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 100 sqft |
| Pool Type | In-Ground Vinyl Pool |
| Pool Area | 879 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 5020 ROCK RD |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-3616 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MA1 |
| Legal Description | PART NW SW |
| Legal Range | 10W |
| Legal Township | 03S |
| Legal Section | 22 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 23 |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 600501 |
Source: Monroe County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5020 ROCK RD, WATERLOO, IL 62298-3616 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,143.00 (+2.44%) Homeowner's exemption | $125,720 (+30.16%) Land $20,710 Building $105,010 | $377,160 (+30.16%) Land $62,130 Building $315,030 |
| 2024 | $6,973.00 | ||
| 2022 | Additional exemption filed | $96,590 Land $20,710 Building $75,880 | $289,770 Land $62,130 Building $227,640 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1993) |
| Most Recent Claim | Aug 1993 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Harrisonville Telephone Company DSL | 50 / 10 |
May also be available: Verizon, Wisper ISP.
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