Monroe County property record for 4943 Rock Rd, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 1,428 sqft · built 1972 |
| Lot Size | 5.63 acres (245,243 sqft) |
| Owner | Individual Name on File |
| Last Sale | $246,000 (Mar 2024) |
| Tax Bill | $5,211 (2025) |
| Deeds & Mortgages | Mar 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-21-400-003-000 |
| Primary APN | 10-21-400-003-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,428 sqft Living Area |
| 1st Floor Area | 1,428 sqft |
| Basement Area | 1,428 sqft |
| Unfinished Basement | 1,428 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 245,243 sqft (5.63 acres) |
| Garage Area | 667 sqft |
| Porch | Slab |
| Porch Area | 84 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4943 ROCK RD |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-3615 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MA1 |
| Legal Description | PART SE SE 0221653 |
| Legal Range | 10W |
| Legal Township | 03S |
| Legal Section | 21 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 23 |
| Census Block Group | 1 |
| Census Block | 1068 |
| Census Tract | 600501 |
4943 Rock Rd is owned and occupied by an individual who bought it in March 2024.
Source: Monroe County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4943 ROCK RD, WATERLOO, IL 62298-3615 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 14, 2024 · Amount on File |
| Deed Sale | Mar 14, 2024 · Amount on File |
| Deed Document Number | 2024432418 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Mar 14, 2024 |
| Property Address | 4943 ROCK RD, WATERLOO, IL 62298-3615 |
| Document Number | 0000432418 |
| Instrument Date | Mar 13, 2024 |
| Instrument | 432418 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2024 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $369.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4949 ROCK RD, WATERLOO, IL 62298-3615 |
| Name | Verified Name |
|---|---|
| Address | 4943 ROCK RD, WATERLOO, IL 62298-3615 |
| Document Number | 0000432425 |
|---|---|
| Date | Mar 14, 2024 |
| Instrument | 432425 |
| Name | STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Mar 13, 2025 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 8.75% |
The 2025 property tax bill for 4943 Rock Rd was $5,211, up 22.4% from the year before.
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,211.00 (+22.44%) Homeowner's exemption | $93,270 Land $19,490 Building $73,780 | $279,810 Land $58,470 Building $221,340 |
| 2024 | $4,256.00 | ||
| 2022 | Homeowner's exemption Additional exemption filed | $80,610 Land $14,880 Building $65,730 | $241,830 Land $44,640 Building $197,190 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4943 Rock Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1993) |
| Most Recent Claim | Aug 1993 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4943 Rock Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Harrisonville Telephone Company DSL | 50 / 10 |
May also be available: Verizon, Wisper ISP.
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