Whatcom County property record for 5020 Ferndale Rd, Ferndale, WA 98248
| Property Type | General Agricultural/Rural |
|---|---|
| Details | 4 bd · 2 ba · 840 sqft |
| Lot Size | 11.7 acres (510,088 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,636 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 113219 |
| Primary APN | 113219 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 840 sqft Total Area |
| 1st Floor Area | 1,680 sqft |
| Basement Area | 840 sqft |
| Unfinished Basement | 840 sqft |
| Architectural Style | Other |
|---|---|
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 510,088 sqft (11.7 acres) |
| Deck Area | 552 sqft |
| Storage Building | 660 sqft |
| Heating System | Forced Air |
|---|
| Account Number | 113219 |
|---|---|
| Street Address | 5020 FERNDALE RD |
| City | FERNDALE |
| State | WA |
| Zip | 98248-9122 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > General Agricultural/Rural |
| Local Zoning Code | AG |
| Legal Description | WLY 11.71 ACRES OF GOVT LOT 6-OR BEG 12 FT N OF SW COR OF GOVT LOT 6-TH E 264.4 FT-TH N 127 FT-TH E 140 FT-TH N 01 DEG E 834 |
| Legal Range | 02 |
| Legal Township | 39 |
| Legal Section | 32 |
| Legal Lot Number | 6 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | FERNDALE |
| Census Block Group | 2 |
| Census Block | 2046 |
| Census Tract | 10503 |
5020 Ferndale Rd, an agricultural property, is owned and occupied by an individual.
Source: Whatcom County records, as of March 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5020 FERNDALE RD, FERNDALE, WA 98248-9122 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 5020 Ferndale Rd was $3,636, down 3.9% from the year before.
Source: Whatcom County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Ferndale School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,636.00 (-3.86%) | $467,892 (-3.85%) Land $305,169 Building $162,723 | $566,179 (-6.97%) Land $403,456 Building $162,723 |
| 2024 | $3,782.00 | $486,633 Land $330,169 Building $156,464 | $608,566 Land $452,102 Building $156,464 |
| 2022 | $245,486 Land $63,267 Building $182,219 | $499,670 Land $317,451 Building $182,219 | |
| 2021 | $1,849.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5020 Ferndale Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 17 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5020 Ferndale Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Pogozone powered by Neubeam Fixed Wireless | 40 / 7 |
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