5000 Ferndale Rd, Ferndale, WA 98248 Property Records

Whatcom County property record for 5000 Ferndale Rd, Ferndale, WA 98248

Property Summary

Property Type	Land for Livestock, Animals
Details	6 bd · 4 ba · 1,890 sqft · built 1911
Lot Size	4.9 acres (213,444 sqft)
Owner	Individual Name on Record
Last Sale	$500,561 (Sep 2020)
Tax Bill	$4,372 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`573526`

Property Details

APN / Parcel Number

Primary APN	`573526`
Alternative APNs	`390232 160124 0000` `99425`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	1,890 sqft Total Area
1st Floor Area	2,880 sqft
2nd Floor Area	900 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1911
Architectural Style	Split Level
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Metal
Lot Area	213,444 sqft (4.9 acres)
Garage Type	Detached
Garage Area	1,152 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	48 sqft
Deck Area	1,112 sqft
Patio Area	1,508 sqft

Utilities, Heating & Cooling

Heating System	Baseboard

Location & Zoning

Account Number	573526
Street Address	5000 FERNDALE RD
City	FERNDALE
State	WA
Zip	98248-9122
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Land for Livestock, Animals
Local Zoning Code	AG
Legal Description	TR IN E 1/2 SW DAF-BEG AT SW SEC COR-TH N 00 DEG 24'03\ W 1322.45 FT TH N 89 DEG 57'03\ E 1324.44 FT TO TPOB-TH N 00 DEG 13'2
Legal Range	02
Legal Township	39
Legal Section	32
Jurisdiction	WHATCOM WA
Township / Civil Division	FERNDALE
Census Block Group	2
Census Block	2046
Census Tract	10503

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1200 LINCOLN ST UNIT 435, 435, BELLINGHAM, WA 98229-5739
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2020 · Amount on Record
Deed Sale	Sep 17, 2020 · Amount on Record
Deed Document Number	2020-0902939
Record Updated	Jun 8, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Sep 17, 2020
Property Address	5000 FERNDALE RD, FERNDALE, WA 98248-9122
Document Number	2200902939
Instrument Date	Sep 14, 2020
Instrument	902939
Transaction Type	Transfer
Record Updated	Oct 23, 2020
Title Company	GUARDIAN NW TITLE COMPANY, GUARDIAN NW TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,015.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1200 LINCOLN ST #435 BELLINGHAM WA 982295739, 435, BELLINGHAM, WA 98229-5739

Mortgage

Document Number	2200902940
Date	Sep 17, 2020
Instrument	902940

Lender

Name	RESIDUARY OLAF G TRUST (PT)
Address	15006 CHANNEL LN, LA CONNER, WA 98257-4734

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Ferndale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,372.00 (-3.32%)	$562,558 (-3.31%) Land $284,194 Building $278,364	$620,153 (-4.69%) Land $341,789 Building $278,364
2024	$4,522.00 (+55.34%)	$581,823 (+38.73%) Land $314,165 Building $267,658	$650,658 (+1.4%) Land $383,000 Building $267,658
2022		$419,400 Land $84,922 Building $334,478	$641,696 Land $307,218 Building $334,478
2021	$2,911.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVER RD WATER ASSOCIATION private · serves 30 people · EPA ID WA5372800
Water Source	Purchased groundwater from FERTILE MEADOWS WATER ASSN
Last State Inspection	May 2022
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Pogozone powered by Neubeam Fixed Wireless	40 / 7

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