Bell County property record for 5012 Charter Oak Dr, Temple, TX 76502
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,716 sqft · built 1950 |
| Lot Size | 0.975 acres (42,471 sqft) |
| Owner | Individual Name on File |
| Last Sale | $195,842 (Mar 2024) |
| Tax Bill | $3,733 (2025) |
| Deeds & Mortgages | Mar 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0440290000 |
| Primary APN | 0440290000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,716 sqft Living Area |
| 1st Floor Area | 1,716 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Lot Area | 42,471 sqft (0.975 acres) |
| Canopy | 360 sqft |
| Storage Building | 96 sqft |
| Street Address | 5012 CHARTER OAK DR |
|---|---|
| City | TEMPLE |
| State | TX |
| Zip | 76502-5736 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MH |
| Legal Description | A0005BC N CHANCE, OB 506 ACRES .975 |
| Legal Subdivision | N CHANCE |
| Legal Block | 1 |
| Jurisdiction | BELL TX |
| Township / Civil Division | TEMPLE |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 20301 |
5012 Charter Oak Dr is owned and occupied by an individual who bought it in March 2024.
Source: Bell County records, as of September 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1810 BUCKSKIN TRL, TEMPLE, TX 76502-3202 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 14, 2024 · Amount on File |
| Deed Sale | Mar 14, 2024 · Amount on File |
| Prior Sale | Nov 22, 2016 · Amount on File |
| Deed Document Number | 202410737 |
| Prior Transfer Date | Nov 21, 2016 |
| Prior Transfer Doc | 0000047072 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Mar 14, 2024 |
| Property Address | 5012 CHARTER OAK DR, TEMPLE, TX 76502-5736 |
| Document Number | 0000010737 |
| Instrument Date | Mar 11, 2024 |
| Instrument | 2024010737 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2024 |
| Title Company | SURE TITLE COMPANY LLC, SUPREME TITLE COMPANY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1810 BUCKSKIN TRL, TEMPLE, TX 76502-3202 |
| Document Number | 0000010738 |
|---|---|
| Date | Mar 14, 2024 |
| Instrument | 2024010738 |
| Name | 1ST FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
The 2025 property tax bill for 5012 Charter Oak Dr was $3,733 with a homeowner's exemption.
Source: Bell County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Municipality | Temple City |
| Unified School District | Belton Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,733.00 | $177,459 | $234,410 Land $43,997 Building $190,413 |
| 2023 | $2,165.00 (-23.34%) Homeowner's exemption | $236,967 Land $39,122 Building $197,845 | $236,967 Land $39,122 Building $197,845 |
| 2022 | $2,824.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5012 Charter Oak Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5012 Charter Oak Dr is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 75% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband.
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