5020 Abigail Ln, Chattanooga, TN 37416 Property Records

Hamilton County property record for 5020 Abigail Ln, Chattanooga, TN 37416

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,578 sqft · built 2016
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$381,500 (Dec 2019)
Tax Bill	$2,477 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Dec 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`112A E 049`

Property Details

APN / Parcel Number

Primary APN	`112A E 049`
Alternative APN	`0000383311`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	2,578 sqft Living Area

Exterior

Year Built	Built 2016
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,560 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000383311
Street Address	5020 ABIGAIL LN
City	CHATTANOOGA
State	TN
Zip	37416-2128
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 44 RIVERBAY ESTATES PB 103 PG 183 OUT OF 111D A 022 FOR 2016
Legal Subdivision	RIVERBAY ESTATES
Legal Lot Number	44
Jurisdiction	HAMILTON TN
Township / Civil Division	9
Census Block Group	5
Census Block	5002
Census Tract	11413

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5020 ABIGAIL LN, CHATTANOOGA, TN 37416-2128
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2021	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Dec 4, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST NAT'L BK/OMAHA
Mar 31, 2017	Warranty Deed, Subdivision Related Transfer · Line of Credit CALIBER HM LOANS
Mar 9, 2017	Quit Claim Deed, Transfer CENTURY TITLE COMPANY, CENTURY TITLE & ESCROW

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2019 · Amount on Record
Deed Sale	Dec 4, 2019 · Amount on Record
Prior Sale	Mar 31, 2017 · Amount on Record
Deed Document Number	2019120400250
Deed Book / Page	11839 / 517
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	5020 ABIGAIL LN, CHATTANOOGA, TN 37416-2128
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5020 ABIGAIL LN 2128, 2128, CHATTANOOGA, TN 37416-2128

Mortgage

Document Number	0000000115
Date	Oct 8, 2021
Book Page	12684/392
Instrument	2021100800115

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 7, 2051

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Dec 4, 2019
Property Address	5020 ABIGAIL LN, CHATTANOOGA, TN 37416-2128
Document Number	1204000250
Book / Page	011839 / 000517
Instrument Date	Dec 3, 2019
Instrument	191204000250
Transaction Type	Transfer
Record Updated	Dec 20, 2019
Title Company	CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TITLE & GNTY CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,411.55
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	5020 ABIGAIL LN CHATTANOOGA TN 374162128, CHATTANOOGA, TN 37416-2128

Mortgage

Document Number	1204000251
Date	Dec 4, 2019
Book Page	011839/000520
Instrument	191204000251

Lender

Name	FIRST NAT'L BK/OMAHA
Type	Bank
Address	OMAHA, NE 68197-3165

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 3, 2049

March 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Mar 31, 2017
Property Address	5020 ABIGAIL LN, CHATTANOOGA, TN 37416-2128
Document Number	0000000002
Book / Page	011012 / 000445
Instrument Date	Mar 30, 2017
Instrument	2
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 27, 2017
Title Company	CENTURY TITLE COMPANY, CENTURY TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,368.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5020 ABIGAIL LN CHATTANOOGA TN 37416, CHATTANOOGA, TN 37416

Mortgage

Document Number	3
Date	Mar 31, 2017
Book Page	011012/000447
Instrument	3

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 30, 2047

Interest

Rate Type	Adjustable Rate

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Mar 9, 2017
Property Address	5020 ABIGAIL LN, CHATTANOOGA, TN 37416-2128
Document Number	0000000217
Book / Page	010995 / 000025
Instrument Date	Mar 8, 2017
Instrument	217
Transaction Type	Transfer
Record Updated	Jun 15, 2017
Title Company	CENTURY TITLE COMPANY, CENTURY TITLE & ESCROW

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1980 OLD FORT PKWY MURFREESBORO TN 371296928, MURFREESBORO, TN 37129-6928

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,477.00 (+7.6%)	$163,450 (+58.84%)	$653,800 (+58.84%) Land $55,000 Building $598,800
2024	$2,302.00 (-0.39%)	$102,900 (-)	$411,600 (-) Land $55,000 Building $356,600
2023	$2,311.00	$102,900	$411,600 Land $55,000 Building $356,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 62% of Tennessee
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTSIDE UTILITY DISTRICT serves 59,612 people · EPA ID TN0000219
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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