5005 Abigail Ln, Chattanooga, TN 37416 Property Records

Hamilton County property record for 5005 Abigail Ln, Chattanooga, TN 37416

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,401 sqft · built 2021
Lot Size	1 acre (43,560 sqft)
Owner	Individual Name on File
Last Sale	$479,000 (Oct 2021)
Tax Bill	$2,579 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Aug 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`112A E 045`

Property Details

APN / Parcel Number

Primary APN	`112A E 045`
Alternative APN	`0000383307`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,401 sqft Living Area

Exterior

Year Built	Built 2021
Architectural Style	Ranch
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,560 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000383307
Street Address	5005 ABIGAIL LN
City	CHATTANOOGA
State	TN
Zip	37416-2129
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 42 RIVERBAY ESTATES PB 103 PG 183 OUT OF 111D A 022 FOR 2016
Legal Subdivision	RIVERBAY ESTATES
Legal Lot Number	42
Jurisdiction	HAMILTON TN
Township / Civil Division	9
Census Block Group	5
Census Block	5002
Census Tract	11413

Owner

5005 Abigail Ln is owned and occupied by an individual who bought it in October 2021.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	5005 ABIGAIL LN, CHATTANOOGA, TN 37416-2129
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage TENNESSEE VALLEY FCU
Aug 9, 2023	Deed of Trust, Mortgage · Line of Credit TENNESSEE VALLEY FCU
Oct 8, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage STOCKTON MORTGAGE CORP
Mar 3, 2020	Warranty Deed, Construction Loan · Construction Mortgage FIRST VOLUNTEER BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2021 · Amount on File
Deed Sale	Oct 8, 2021 · Amount on File
Prior Sale	Mar 3, 2020 · Amount on File
Deed Document Number	2021100800130
Deed Book / Page	12684 / 447
Record Updated	Jun 8, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	5005 ABIGAIL LN, CHATTANOOGA, TN 37416-2129
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000045
Date	Dec 8, 2022
Book Page	13161/340
Instrument	2022120800045

Lender

Name	TENNESSEE VALLEY FCU
Type	Credit Union
Address	CHATTANOOGA, TN 37402

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2038

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	5005 ABIGAIL LN, CHATTANOOGA, TN 37416-2129
Transaction Type	Mortgage
Record Updated	Sep 25, 2025
Title Company	WARRANTY TITLE INSURANCE COMPANY INC, WARRANTY TITLE INS CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000058
Date	Aug 9, 2023
Book Page	13368/165
Instrument	2023080900058

Lender

Name	TENNESSEE VALLEY FCU
Type	Credit Union
Address	CHATTANOOGA, TN 37402

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 25, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Oct 8, 2021
Property Address	5005 ABIGAIL LN, CHATTANOOGA, TN 37416-2129
Document Number	0000000130
Book / Page	12684 / 447
Map Reference	MB 103 PG 183
Instrument Date	Oct 6, 2021
Instrument	2021100800130
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 25, 2025
Title Company	UNKNOWN, DBA WARRANTY TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,775.63
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5005 ABIGAIL LN, CHATTANOOGA, TN 37416-2129

Mortgage

Document Number	0012684449
Date	Oct 8, 2021
Instrument	12684/449

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

March 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Mar 3, 2020
Property Address	5005 ABIGAIL LN, CHATTANOOGA, TN 37416-2129
Document Number	0303000103
Book / Page	011925 / 000580
Instrument Date	Feb 28, 2020
Instrument	200303000103
Transaction Type	Construction Loan
Record Updated	Jun 11, 2020
Title Company	WARRANTY TITLE INSURANCE COMPANY INC, WARRANTY TITLE INS CO INC

Transaction

Amount	Amount on Record
Tax	$204.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1335 MACKEY BRANCH DR #107 CHATTANOOGA TN 374213288, 107, CHATTANOOGA, TN 37421-3288
Investor	Possibly a Property Investor

Mortgage

Document Number	303000104
Date	Mar 3, 2020
Book Page	011925/000582
Instrument	200303000104

Lender

Name	FIRST VOLUNTEER BK
Type	Bank
Address	CHATTANOOGA, TN 37416

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Mar 2, 2021

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 5005 Abigail Ln was $2,579, up 1% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,579.00 (+0.98%)	$170,200 (+49.07%)	$680,800 (+49.07%) Land $55,000 Building $625,800
2024	$2,554.00 (-0.35%)	$114,175 (-)	$456,700 (-) Land $55,000 Building $401,700
2023	$2,563.00	$114,175	$456,700 Land $55,000 Building $401,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5005 Abigail Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5005 Abigail Ln is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 62% of Tennessee
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTSIDE UTILITY DISTRICT serves 59,612 people · EPA ID TN0000219
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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