502 Shady Ln, O Fallon, MO 63366 Property Records

St. Charles County property record for 502 Shady Ln, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,312 sqft · built 1962
Lot Size	0.264 acres (11,500 sqft)
Owner	2 Individual Names on File
Deeds & Mortgages	Dec 2025 Transfer Dec 2025 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`248970A000`

Property Details

APN / Parcel Number

Primary APN	`248970A000`
Alternative APN	`2-057A-4439-00-0035.0000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,312 sqft Living Area
Gross Area	2,404 sqft
1st Floor Area	1,312 sqft
Basement Area	1,092 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,500 sqft (0.264 acres)
Lot Dimensions	100 ft deep x 115 ft wide
Porch	Open Porch
Porch Area	702 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	248970A000
Street Address	502 SHADY LN
City	O FALLON
State	MO
Zip	63366-2513
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE9
Legal Description	SUNSET TERR LOT 35
Legal Subdivision	SUNSET TERR SEC 29 47/3
Legal Lot Number	35
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	2
Census Block	2036
Census Tract	311802

Owner

502 Shady Ln is owned by two individuals who acquired it in December 2025.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	496 MARIE DR, SAINT CHARLES, MO 63301-0563
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2025	Affidavit of Death of Joint Tenant, Transfer
Dec 5, 2025	Intrafamily Transfer, Transfer
Oct 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 6, 2019	Deed of Trust, Mortgage QUICKEN LNS
Mar 22, 2019	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 18, 2000
Deed Sale	Jan 18, 2000
Deed Document Number	20003180
Deed Book / Page	2352 / 1615
Last Transfer Date	Dec 4, 2025
Transfer Doc	0000054737
Record Updated	Sep 20, 2026

December 2025: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ST CHARLES MO
Recording Date	Dec 5, 2025
Property Address	502 SHADY LN, O FALLON, MO 63366-2513
Document Number	0000054729
Map Reference	MB 6 PG 32&33
Instrument Date	Dec 4, 2025
Instrument	2025R-054729
Transaction Type	Transfer
Record Updated	Dec 22, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	502 SHADY LN, O FALLON, MO 63366-2513

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Dec 5, 2025
Property Address	502 SHADY LN, O FALLON, MO 63366-2513
Document Number	0000054737
Map Reference	MB 6 PG 32&33
Instrument Date	Dec 4, 2025
Instrument	2025R-054737
Transaction Type	Transfer
Record Updated	Dec 22, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	502 SHADY LN, O FALLON, MO 63366-2513

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	496 MARIE DR, SAINT CHARLES, MO 63301-0563

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	502 SHADY LN, O FALLON, MO 63366-2513
Transaction Type	Mortgage
Record Updated	Oct 18, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	502 SJADY LN, O FALLON, MO 63366-2513

Mortgage

Document Number	2021R082860
Date	Oct 5, 2021
Instrument	2021R-082860

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2041

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	502 SHADY LN, O FALLON, MO 63366-2513
Document Number	0071971591
Instrument Date	Dec 6, 2019
Transaction Type	Mortgage
Record Updated	Jan 23, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	502 SNADY LN O FALLON MO 63366, O FALLON, MO 63366

Mortgage

Document Number	0071971591
Date	Dec 11, 2019
Book Page	007197/001591
Instrument	713480

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 10, 2049

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	502 SHADY LN, O FALLON, MO 63366-2513
Document Number	0070511139
Instrument Date	Mar 22, 2019
Transaction Type	Mortgage
Record Updated	Apr 15, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	502 SHADY LN O FALLON MO 633662513, O FALLON, MO 63366-2513

Mortgage

Document Number	0070511139
Date	Mar 27, 2019
Book Page	007051/001139
Instrument	134890

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	240 Months
Due	Mar 26, 2039

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$45,359 (-)	$238,731 (-) Land $55,000 Building $183,731
2025	$45,359	$238,731 Land $55,000 Building $183,731
2023	$43,178
2022		$227,251 Land $55,000 Building $172,251

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 502 Shady Ln in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1979–2015)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 502 Shady Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, Brightspeed, Wisper ISP.

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