St. Charles County property record for 415 Shady Ln, O Fallon, MO 63366
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,726 sqft · built 1964 |
| Lot Size | 0.316 acres (13,774 sqft) |
| Owner | Individual Name on File |
| Last Sale | $203,000 (Aug 2017) |
| Tax Bill | $2,942 (2025) |
| Deeds & Mortgages | Aug 2017 Mortgage Aug 2017 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 249300A000 |
| Primary APN | 249300A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,726 sqft Living Area |
| 1st Floor Area | 1,653 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick/Stone |
| Lot Area | 13,774 sqft |
| Lot Dimensions | 194 ft deep x 71 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 60 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | 249300A000 |
|---|---|
| Old Parcel Number | 249300A000 |
| Street Address | 415 SHADY LN |
| City | O FALLON |
| State | MO |
| Zip | 63366-2424 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AE9 |
| Legal Description | SUNSET TERR #2 BLK1 LOT 2 & EXT TO REAR PT SEC 29 |
| Legal Range | 03E |
| Legal Township | 47N |
| Legal Section | 29 |
| Legal Subdivision | SUNSET TERR #2 |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WENTZVILLE |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 311802 |
Source: St. Charles County records · APN 249300A000
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 415 SHADY LN, O FALLON, MO 63366-2424 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 08, 2017 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Aug 08, 2017 | Warranty Deed, Transfer NOT AVAILABLE |
| Aug 08, 2017 | Affidavit of Death, Transfer INVESTORS TITLE COMPANY, INVESTORS TITLE CO. |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 08, 2017 · Amount on Record |
| Deed Sale | Aug 08, 2017 · Amount on Record |
| Prior Sale | Aug 08, 2017 |
| Deed Document Number | 0006788675 |
| Deed Book / Page | 6788 / 675 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Aug 08, 2017 |
| Property Address | 415 SHADY LN, O FALLON, MO 63366-2424 |
| Document Number | 0067880675 |
| Book / Page | 6788 / 0675 |
| Map Reference | MB 7 PG 37 |
| Instrument Date | Jul 13, 2017 |
| Instrument | 20170808000496140 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 706 N MAIN ST, 706, O FALLON, MO 63366-1743 |
| Name | Verified Name |
|---|---|
| Address | 415 SHADY LN, O FALLON, MO 63366-2424 |
| Document Number | 20170808000496150 |
|---|---|
| Date | Aug 08, 2017 |
| Instrument | 20170808000496150 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Aug 08, 2017 |
| Property Address | 415 SHADY LN, O FALLON, MO 63366-2424 |
| Document Number | 0067880667 |
| Book / Page | 006788 / 000667 |
| Instrument Date | Jul 13, 2017 |
| Instrument | 496110 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 415 SHADY LN O FALLON MO 633662424, O FALLON, MO 63366-2424 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Aug 08, 2017 |
| Property Address | 415 SHADY LN, O FALLON, MO 63366-2424 |
| Document Number | 0067880664 |
| Book / Page | 006788 / 000664 |
| Instrument Date | Jul 13, 2017 |
| Instrument | 496100 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2020 |
| Title Company | INVESTORS TITLE COMPANY, INVESTORS TITLE CO. |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 304 BITTERSWEET DR O FALLON MO 633661621, O FALLON, MO 63366-1621 |
Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,942.00 (+6.4%) | $45,618 (-18.87%) | $240,096 (-18.87%) Land $55,000 Building $185,096 |
| 2023 | $56,227 (+45.19%) | ||
| 2022 | $2,765.00 | $38,727 | $295,933 (+45.19%) Land $55,000 Building $240,933 |
| 2021 | $203,827 Land $45,000 Building $158,827 |
Source: FEMA National Flood Hazard Layer as of August 25, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (1979–2015) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
| Wildfire Risk | Low lower than 97% of the US · lower than 95% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Holdings Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, Brightspeed, Wisper ISP.
Based on FCC filings for 234 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | OFALLON PWS serves 32,515 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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