502 S Orange St, Sturgis, MI 49091 Property Records

St. Joseph County property record for 502 S Orange St, Sturgis, MI 49091

Property Summary

Property Type	Single Family Home
Details	1 ba · 708 sqft
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on File
Last Sale	$70,000 (Jan 2022)
Tax Bill	$1,855 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`052-530-087-00`

Property Details

APN / Parcel Number

Primary APN	`052-530-087-00`

Interior

Full Baths	1 Bath
Building Area	708 sqft Building Perimeter
1st Floor Area	708 sqft
Basement Area	672 sqft
Unfinished Basement	672 sqft

Exterior

Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	66 ft deep x 66 ft wide
Garage Area	280 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	502 S ORANGE ST
City	STURGIS
State	MI
Zip	49091-2138
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 1/2 OF LOT 4 BLK 12. PRAIRIE HEIGHTS ADD. CITY OF STURGIS.
Legal Subdivision	PRAIRIE HEIGHTS
Legal Block	12
Legal Lot Number	4
Jurisdiction	ST JOSEPH MI
Township / Civil Division	STURGIS
Census Block Group	2
Census Block	2046
Census Tract	40600

Owner

502 S Orange St is owned by an individual who bought it in January 2022.

Source: St. Joseph County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	504 E OHIO CT, STURGIS, MI 49091-2038
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2022	Warranty Deed, Transfer · Conventional Mortgage OMNI COMMUNITY CU
May 29, 2019	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 12, 2022 · Amount on File
Deed Sale	Jan 12, 2022 · Amount on File
Prior Sale	May 29, 2019 · Amount on File
Deed Document Number	2022390
Record Updated	Sep 20, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Jan 12, 2022
Property Address	502 S ORANGE ST, STURGIS, MI 49091-2138
Document Number	2022000390
Map Reference	LB 1 PG 31
Instrument Date	Jan 5, 2022
Instrument	2022000390
Transaction Type	Transfer
Record Updated	Jan 31, 2022
Title Company	CALHOUN TITLE AND ESCROW AGENCY, CALHOUN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$525.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	52655 NOTTAWA RD, 52655, MENDON, MI 49072-9707

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 E OHIO CT, STURGIS, MI 49091-2038

Mortgage

Date	Jan 12, 2022

Lender

Name	OMNI COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	May 29, 2019
Property Address	502 S ORANGE ST, STURGIS, MI 49091-2138
Document Number	01960/0785
Book / Page	1960 / 0785
Map Reference	LB 1 PG 31
Instrument Date	May 28, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	PATRICK ABSTRACT AND TITLE OFFICE INC, PATRICK ABSTRACT & TTL OFFIC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$490.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	502 S ORANGE ST, 502, STURGIS, MI 49091-2138

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	502 S ORANGE ST, STURGIS, MI 49091-2138

Mortgage

Document Number	0001960786
Date	May 29, 2019
Instrument	1960/786

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 502 S Orange St was $1,855.

Source: St. Joseph County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
Municipality	Sturgis City
Unified School District	Sturgis Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$40,900	$81,800
2025	$1,855.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 502 S Orange St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 502 S Orange St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STURGIS serves 11,920 people · EPA ID MI0006440
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
Lakeland Internet Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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