502 S Mill St, Flora, IL 62839 Property Records

Clay County property record for 502 S Mill St, Flora, IL 62839

Property Summary

Property TypeSingle Family Home
Detailsbuilt 1991
Lot Size0.115 acres (5,034 sqft)
OwnerIndividual Name on Record
Last Sale$17,000 (Oct 2008)
Tax Bill$32 (2025)
Deeds & MortgagesSep 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN10-25-352-007

Property Details

APN / Parcel Number

Primary APN10-25-352-007

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Lot Area5,034 sqft (0.115 acres)

Location & Zoning

Street Address502 S MILL ST
CityFLORA
StateIL
Zip62839-2134
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHANNAH DULANEY'S ADDN NE/COR 41 1/2' X 120' LOT 15
Legal SubdivisionHANNAH M DULANEYS ADDITION
Legal Lot Number15
JurisdictionCLAY IL
Township / Civil DivisionHARTER
Census Block Group2
Census Block2046
Census Tract972100

Owner

Source: Clay County records, as of October 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address502 S MILL ST, FLORA, IL 62839-2134
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 14, 2008 · Amount on Record
Deed SaleOct 14, 2008 · Amount on Record
Prior SaleApr 24, 2006 · Amount on Record
Deed Document Number2008165495
Record UpdatedOct 29, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY IL
Property Address502 S MILL ST, FLORA, IL 62839-2134
Transaction TypeMortgage
Record UpdatedOct 11, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000208068
DateSep 25, 2023
Instrument208068
Lender
NameCLAY CITY BANKING CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueNov 21, 2028

Tax Assessment & Valuation

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyClay County
County SubdivisionHarter Township
MunicipalityFlora City
Unified School DistrictFlora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$32.00 (-5.88%) Homeowner's exemption$6,387 (+32.24%) Land $1,584 Building $4,803$19,161 (+32.24%) Land $4,752 Building $14,409
2024$34.00 (-15%)
2022$40.00 (+8.11%) Homeowner's exemption$4,830 Land $1,190 Building $3,640$14,490 Land $3,570 Building $10,920
2021$37.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFLORA
serves 5,233 people · EPA ID IL0250100
Water SourcePurchased surface water from several systems
Last State InspectionOct 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
Wabash Communications
Fiber
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: ClearWave.

Nearby Properties on S Mill St

Nearby Streets

Search Property Records by Address or Parcel Number