421 S Mill St, Flora, IL 62839 Property Records

Clay County property record for 421 S Mill St, Flora, IL 62839 · Last verified July 2026

Property Highlights

Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Bathrooms	1 Baths
Architecture Style	Multifamily
Year Built	Built 1931
Square Footage	962 sqft Living Area
Lot Size	7,191 sqft (0.165 acres)
Occupancy	Owner Occupied
Last Sale	$50,000 (2025)
Tax Bill	$840.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`10-25-327-044`

Interior

Full Baths	1 Baths
Building Area	962 sqft Living Area
Stories	1 Stories
Primary Flooring	Wood Flooring
Interior Structure	Plaster Interior Structure

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1931
Architectural Style	Multifamily Style
Exterior Material	Other Exterior
Construction Type	Frame Construction
Foundation Type	No Foundation Foundation
Roof Material	Shingle Roof
Lot Area	7,191 sqft (0.165 acres)
Deck Area	110 sqft Deck
Porch Area	84 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Central Heating

Location & Zoning

Street Address	421 S MILL ST
City	FLORA
State	IL
Zip	62839-2133
Property Usage	Residential Property Usage
Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	WILLIAM WHITE'S 4TH ADDN LOT 26
Legal Subdivision	WILLIAM WHITES 4TH ADD
Legal Lot Number	26
Jurisdiction	CLAY IL
Minor Civil Division	HARTER
Census Blockgroup	2
Census Block	2059
Census Tract	972100

Owner

Source: Clay County records · APN 10-25-327-044

Assessment roll updated September 5, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	421 S MILL ST, FLORA, IL 62839-2133
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 28, 2025 · Amount on Record
Deed Sale	Apr 28, 2025 · Amount on Record
Prior Sale	Nov 25, 2020 · Amount on Record
Record Refreshed	Sep 20, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY IL
Recording Date	Nov 25, 2020
Property Address	421 S MILL ST, FLORA, IL 62839-2133
Document Number	0000200505
Instrument Date	Nov 13, 2020
Instrument	200505
Transaction Type	Transfer
Record Updated	Jun 01, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$60.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	421 S MILL ST, FLORA, IL 62839-2133

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 S MILL ST, FLORA, IL 62839-2133

Mortgage

Document Number	0000200506
Date	Nov 25, 2020
Instrument	200506

Lender

Name	COMMUNITY PARTNER SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 01, 2040

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated September 5, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Clay County
County Subdivision	Harter Township
Municipality	Flora City
Unified School District	Flora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$18,195 (+31.96%) Land $1,980 Building $16,215	$54,585 (+31.96%) Land $5,940 Building $48,645
2024	$840.00 (+13.36%)
2022	$741.00 (+10.76%) Homeowner's exemption	$13,788 Land $1,501 Building $12,287	$41,364 Land $4,503 Building $36,861
2021	$669.00