502 S Douglas St, Covington, TX 76636 Property Records

Hill County property record for 502 S Douglas St, Covington, TX 76636

Property Summary

Property Type	Single Family Home
Details	1,126 sqft · built 1940
Lot Size	0.47 acres (20,473 sqft)
Owner	Individual Name on Record
Tax Bill	$5,022 (2026)
Deeds & Mortgages	Aug 2018 Mortgage Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16103-21000-00270-001000`

Property Details

APN / Parcel Number

Primary APN	`16103-21000-00270-001000`
Alternative APN	`450392`

Interior

Full Baths	2 Baths
Building Area	1,126 sqft Living Area
Gross Area	4,742 sqft
1st Floor Area	1,126 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Composition/Composite
Roof Type	Gable
Lot Area	20,473 sqft (0.47 acres)
Garage Type	Carport
Garage Area	544 sqft
Carport	Carport
Carport Area	544 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C

Location & Zoning

Account Number	16103-21000-00270-001000
Street Address	502 S DOUGLAS ST
City	COVINGTON
State	TX
Zip	76636-4489
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COVINGTON OT BLK 27 LT 1, 2A, PT ALLEY & PT ST
Legal Block	27
Legal Lot Number	1
Jurisdiction	HILL TX
Township / Civil Division	ITASCA
Census Block Group	3
Census Block	3063
Census Tract	960100

Owner

Source: Hill County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	502 S DOUGLAS ST, COVINGTON, TX 76636-4489
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2018	Deed of Trust, Mortgage · Stand-Alone First Mortgage FIRST NATIONAL BANK OF GRANBURY
Sep 21, 2021	Vendor's Lien, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILL TX
Property Address	502 S DOUGLAS ST, COVINGTON, TX 76636-4489
Transaction Type	Mortgage
Record Updated	Dec 25, 2025
Title Company	CAPITAL TITLE TEXAS LLC, CAPITAL TITLE OF TEXAS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001966/704
Date	Aug 20, 2018
Book Page	1966/704
Instrument	00098742

Lender

Name	FIRST NATIONAL BANK OF GRANBURY
Type	Bank
Address	GRANBURY, TX 76049

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

September 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HILL TX
Recording Date	Sep 21, 2021
Property Address	502 S DOUGLAS ST, COVINGTON, TX 76636-4489
Document Number	002134/785
Book / Page	2134 / 785
Map Reference	VOL 85 PG 98
Instrument Date	Sep 16, 2021
Instrument	126792
Transaction Type	Transfer
Record Updated	Dec 25, 2025
Title Company	TRUE TITLE, TRULY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	216 WEIR ST, COVINGTON, TX 76636-4695

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	502 S DOUGLAS ST, COVINGTON, TX 76636-4489

Mortgage

Document Number	0000126793
Date	Sep 21, 2021
Instrument	126793

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Hill County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Covington City
County	Hill County
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,022.00	$260,230 (+4.41%) Land $21,500 Building $238,730	$260,230 (+4.41%) Land $21,500 Building $238,730
2025	Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption	$249,230 (+11.38%) Land $14,330 Building $234,900	$249,230 (+11.38%) Land $14,330 Building $234,900
2023		$223,760 Land $7,230 Building $216,530	$223,760 Land $7,230 Building $216,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 48% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON WATER WORKS serves 717 people · EPA ID TX1090021
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rise Broadband Fixed Wireless	300 / 60
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
Windstream DSL	100 / 20

May also be available: Nextlink.

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