Hill County property record for 108 S Douglas St, Covington, TX 76636
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,746 sqft · built 1998 |
| Lot Size | 0.105 acres (4,574 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $197,000 (Mar 2020) |
| Tax Bill | $4,787 (2026) |
| Deeds & Mortgages | May 2024 Line of Credit Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16103-21000-00130-001020 |
| Primary APN | 16103-21000-00130-001020 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,746 sqft Living Area |
| Gross Area | 2,834 sqft |
| 1st Floor Area | 1,746 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Lot Area | 4,574 sqft (0.105 acres) |
| Lot Dimensions | 100 ft deep x 46 ft wide |
| Garage Type | Attached |
| Garage Area | 378 sqft |
| Porch | Porch |
| Porch Area | 270 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 16103-21000-00130-001020 |
|---|---|
| Street Address | 108 S DOUGLAS ST |
| City | COVINGTON |
| State | TX |
| Zip | 76636-4740 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COVINGTON OT BLK 13 LT 1B - 4B |
| Legal Subdivision | COVINGTON OT |
| Legal Block | 13 |
| Legal Lot Number | 1B-4B |
| Jurisdiction | HILL TX |
| Township / Civil Division | ITASCA |
| Census Block Group | 3 |
| Census Block | 3075 |
| Census Tract | 960100 |
Source: Hill County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 108 S DOUGLAS ST, COVINGTON, TX 76636-4740 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 17, 2024 | Deed of Trust, Mortgage · Line of Credit THE AMERICAN NATIONAL BANK OF TEXAS |
| Mar 2, 2020 | Vendor's Lien, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 2, 2020 · Amount on Record |
| Deed Sale | Mar 2, 2020 · Amount on Record |
| Deed Document Number | 2020110933 |
| Deed Book / Page | 2040 / 346 |
| Prior Transfer Date | Feb 26, 2020 |
| Prior Transfer Doc | 002040/346 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILL TX |
| Property Address | 108 S DOUGLAS ST, COVINGTON, TX 76636-4740 |
| Transaction Type | Mortgage |
| Record Updated | Dec 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 002317/374 |
|---|---|
| Date | May 17, 2024 |
| Book Page | 2317/374 |
| Instrument | 156631 |
| Name | THE AMERICAN NATIONAL BANK OF TEXAS |
|---|---|
| Type | Bank |
| Address | TERRELL, TX 75160 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 19, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HILL TX |
| Recording Date | Mar 2, 2020 |
| Property Address | 108 S DOUGLAS ST, COVINGTON, TX 76636-4740 |
| Document Number | 002040/346 |
| Book / Page | 2040 / 346 |
| Map Reference | VOL 85 PG 98 |
| Instrument Date | Feb 26, 2020 |
| Instrument | 110933 |
| Transaction Type | Transfer |
| Record Updated | Dec 25, 2025 |
| Title Company | PROROVIDENCE TITLE COMPANY, PROVIDENCE TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000110934 |
|---|---|
| Date | Mar 2, 2020 |
| Instrument | 110934 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2050 |
Source: Hill County assessment roll, as of December 26, 2025
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Covington City |
| County | Hill County |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,787.00 (+231.97%) | $248,030 (+2.4%) Land $5,830 Building $242,200 | $248,030 (+2.4%) Land $5,830 Building $242,200 |
| 2025 | $1,442.00 (+29.1%) Homeowner's exemption | $242,220 (+19.53%) Land $3,890 Building $238,330 | $242,220 (+19.53%) Land $3,890 Building $238,330 |
| 2023 | $202,650 Land $2,890 Building $199,760 | $202,650 Land $2,890 Building $199,760 | |
| 2022 | $1,117.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 81% of Texas |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COVINGTON WATER WORKS serves 717 people · EPA ID TX1090021 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Windstream DSL | 200 / 20 |
| Rise Broadband Fixed Wireless | 100 / 20 |
| Nextlink Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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