502 S 5th St, Berthoud, CO 80513 Property Records

Larimer County property record for 502 S 5th St, Berthoud, CO 80513

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 2,222 sqft · built 2016
Lot Size	0.171 acres (7,453 sqft)
Owner	2 Individual Names on Record
Last Sale	$475,000 (Oct 2019)
Tax Bill	$7,069 (2025)
Deeds & Mortgages	May 2023 Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`94234-11-001`

Property Details

APN / Parcel Number

Primary APN	`94234-11-001`
Alternative APN	`R1659747`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,222 sqft Living Area
Basement Area	932 sqft
Finished Basement	860 sqft
Interior Walls	Wallboard/Drywall
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2016
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,453 sqft (0.171 acres)
Garage Type	Attached
Garage Area	860 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	396 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1659747
Street Address	502 S 5TH ST
City	BERTHOUD
State	CO
Zip	80513-1444
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1, BLOCK 6, HERITAGE RIDGE SUB, BER (20150087953)
Legal Quarter	SE
Legal Subdivision	HERITAGE RIDGE SUB
Legal Block	6
Legal Lot Number	1
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	4
Census Block	4027
Census Tract	2700

Owner

Source: Larimer County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	502 S 5TH ST, BERTHOUD, CO 80513-1444
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2023	Deed of Trust, Mortgage · Closed-End Mortgage FIRSTBANK
Oct 2, 2019	Grant Deed, Subdivision Related Transfer · Conventional with PMI CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2019 · Amount on Record
Deed Sale	Oct 2, 2019 · Amount on Record
Deed Document Number	RECEPT # 20190060506
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	502 S 5TH ST, BERTHOUD, CO 80513-1444
Transaction Type	Mortgage
Record Updated	May 30, 2023
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	502 S 5TH ST, BERTHOUD, CO 80513-1444

Mortgage

Document Number	0000020366
Date	May 19, 2023
Instrument	20230020366

Lender

Name	FIRSTBANK
Type	Bank
Address	DENVER, CO 80215

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 5, 2038

October 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	LARIMER CO
Recording Date	Oct 2, 2019
Property Address	502 S 5TH ST, BERTHOUD, CO 80513-1444
Document Number	0000060506
Instrument Date	Oct 2, 2019
Instrument	60506
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 15, 2019
Title Company	UNIFIED TITLE COMPANY INC, UNIFIED TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$47.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	502 S 5TH ST BERTHOUD CO 805131444, BERTHOUD, CO 80513-1444

Mortgage

Document Number	60507
Date	Oct 2, 2019
Instrument	60507

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Berthoud Town
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,069.00 (+3.79%)	$39,387 (-8.82%) Land $10,056 Building $29,331	$630,200 (-2.25%) Land $160,900 Building $469,300
2023	$6,811.00 (+23.34%)	$43,195 (+31.09%) Land $10,780 Building $32,415	$644,700 (+35.98%) Land $160,900 Building $483,800
2022	$5,522.00	$32,950 Land $7,993 Building $24,957	$474,100 Land $115,000 Building $359,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.8% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Hilltop Broadband Fiber	1,000 / 1,000
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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