107 S 5th St, Berthoud, CO 80513 Property Records

Larimer County property record for 107 S 5th St, Berthoud, CO 80513

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,291 sqft · built 1993
Lot Size	0.269 acres (11,731 sqft)
Owner	2 Individual Names on File
Last Sale	$670,000 (Apr 2026)
Tax Bill	$3,020 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Jul 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`94231-56-013`

Property Details

APN / Parcel Number

Primary APN	`94231-56-013`
Alternative APN	`R1195735`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,291 sqft Living Area
Gross Area	4,442 sqft
Basement Area	1,379 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Bi-Level
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	11,731 sqft (0.269 acres)
Garage Type	Attached
Garage Area	772 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Slab
Porch Area	976 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R1195735
Street Address	107 S 5TH ST
City	BERTHOUD
State	CO
Zip	80513-1428
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13, BLK 3, BERTHOUD HEIGHTS SUB, BER
Legal Range	69W
Legal Township	4N
Legal Section	23
Legal Subdivision	BERTHOUD HEIGHTS
Legal Tract	B
Legal Block	3
Legal Lot Number	13
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	4
Census Block	4017
Census Tract	2700

Owner

107 S 5th St is owned by two individuals who bought it in April 2026.

Source: Larimer County records, as of May 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX H, BERTHOUD, CO 80513-0080
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Special Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY
Jul 9, 2020	Deed of Trust, Mortgage · Line of Credit PREMIER MEMBERS CU
Jan 25, 2017	Deed of Trust, Mortgage · Line of Credit PREMIER MEMBERS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2026 · Amount on File
Deed Sale	Apr 28, 2026 · Amount on File
Prior Sale	Feb 1, 1994
Deed Document Number	202619598
Prior Transfer Date	Aug 1, 1993
Record Updated	Oct 29, 2026

April 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Apr 28, 2026
Property Address	107 S 5TH ST, BERTHOUD, CO 80513-1428
Document Number	0000019598
Instrument Date	Apr 24, 2026
Instrument	2026.19598
Transaction Type	Transfer
Record Updated	May 6, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,767.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0000019599,
Date	Apr 28, 2026
Instrument	2026..19599

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	107 S 5TH ST, BERTHOUD, CO 80513-1428
Transaction Type	Mortgage
Record Updated	Oct 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050297
Date	Jul 9, 2020
Instrument	20200050297

Lender

Name	PREMIER MEMBERS CU
Type	Credit Union
Address	GLOUCESTER CITY, NJ 8030

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 25, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	107 S 5TH ST, BERTHOUD, CO 80513-1428
Document Number	0000008567
Instrument Date	Jan 25, 2017
Transaction Type	Mortgage
Record Updated	Feb 14, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 S 5TH ST BERTHOUD CO 805131428, BERTHOUD, CO 80513-1428

Mortgage

Document Number	0000008567
Date	Feb 7, 2017
Instrument	8567

Lender

Name	PREMIER MEMBERS FCU
Type	Credit Union
Address	BOULDER, CO 80303

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Feb 6, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 107 S 5th St was $3,020, up 1.3% from the year before.

Source: Larimer County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Berthoud Town
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,020.00 (+1.34%)	$36,094 Land $3,013 Building $33,081	$577,500 Land $48,200 Building $529,300
2024	$2,980.00 (+3.69%)
2023	$2,874.00 (+24.96%)	$41,379 (+33.73%) Land $3,229 Building $38,150	$617,600 (+38.72%) Land $48,200 Building $569,400
2022	$2,300.00	$30,942 Land $3,350 Building $27,592	$445,200 Land $48,200 Building $397,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 107 S 5th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 107 S 5th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 629 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Hilltop Broadband.

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