502 Paul Dr, Waterloo, IL 62298 Property Records

Monroe County property record for 502 Paul Dr, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,396 sqft · built 1988
Lot Size	0.22 acres (9,720 sqft)
Owner	2 Individual Names on Record
Last Sale	$295,000 (Aug 2023)
Tax Bill	$4,896 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Aug 2023 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`07-25-382-017-000`

Property Details

APN / Parcel Number

Primary APN	`07-25-382-017-000`
Alternative APN	`07251830301000 00`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,396 sqft Living Area
1st Floor Area	1,396 sqft
Basement Area	1,396 sqft
Unfinished Basement	1,396 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Construction Type	Frame
Lot Area	9,720 sqft (0.22 acres)
Garage Area	550 sqft
Driveway	Concrete Driveway
Driveway Area	612 sqft

Exterior Amenities

Porch	Porch
Porch Area	168 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	502 PAUL DR
City	WATERLOO
State	IL
Zip	62298-1469
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WR3
Legal Description	LOT 58 LAKEVIEW ESTATES 3RD ADDN
Legal Range	10W
Legal Township	02S
Legal Section	25
Legal Subdivision	LAKEVIEW ESTATES
Legal Lot Number	58
Jurisdiction	MONROE IL
Township / Civil Division	18
Census Block Group	4
Census Block	4009
Census Tract	600501

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	502 PAUL DR, WATERLOO, IL 62298-1469
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2024	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK WATERLOO
Aug 8, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK WATERLOO
Aug 16, 2023	Warranty Deed, Transfer
Apr 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage CARROLLTON BANK
Aug 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage BELL BK
Aug 1, 2018	Executor's Deed, Transfer · Conventional Mortgage DELMAR FINANCIAL CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2023 · Amount on Record
Deed Sale	Aug 8, 2023 · Amount on Record
Prior Sale	Aug 1, 2018 · Amount on Record
Deed Document Number	2023430041
Prior Transfer Date	Aug 1, 2023
Prior Transfer Doc	0000430147
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	502 PAUL DR, WATERLOO, IL 62298-1469
Transaction Type	Mortgage
Record Updated	Apr 24, 2024
Title Company	ACCENT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000432664
Date	Apr 5, 2024
Instrument	432664

Lender

Name	FIRST NATIONAL BANK WATERLOO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Aug 8, 2023
Property Address	502 PAUL DR, WATERLOO, IL 62298-1469
Document Number	0000430041
Instrument Date	Aug 8, 2023
Instrument	430041
Transaction Type	Transfer
Record Updated	Aug 30, 2023
Title Company	ACCENT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$442.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	704 TAM O SHANTER, LAS VEGAS, NV 89109-0105

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	502 PAUL DR, WATERLOO, IL 62298-1469

Mortgage

Document Number	0000430042
Date	Aug 8, 2023
Instrument	430042

Lender

Name	FIRST NATIONAL BANK WATERLOO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Aug 16, 2023
Property Address	502 PAUL DR, WATERLOO, IL 62298-1469
Document Number	0000430147
Instrument Date	Aug 1, 2023
Instrument	430147
Transaction Type	Transfer
Record Updated	Sep 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	502 PAUL DR, WATERLOO, IL 62298-1469

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	502 PAUL DR, WATERLOO, IL 62298-1469
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	COMMUNITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000400925
Date	Apr 16, 2019
Instrument	400925

Lender

Name	CARROLLTON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2039

Interest

Rate Type	Fixed Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	502 PAUL DR, WATERLOO, IL 62298-1469
Document Number	0000410580
Instrument Date	Aug 24, 2020
Transaction Type	Mortgage
Record Updated	Sep 21, 2020
Title Company	BENCHMARK TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	502 PAUL DR WATERLOO IL 622981469, WATERLOO, IL 62298-1469

Mortgage

Document Number	0000410580
Date	Aug 31, 2020
Instrument	410580

Lender

Name	BELL BK
Address	FARGO, ND 58103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 30, 2050

Interest

Rate Type	Fixed Rate
Rate	3.12%

August 2018: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	MONROE IL
Recording Date	Aug 1, 2018
Property Address	502 PAUL DR, WATERLOO, IL 62298-1469
Document Number	0000397202
Instrument Date	Jul 31, 2018
Instrument	397202
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	ACCENT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$258.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	502 PAUL DR, WATERLOO, IL 62298-1469

Mortgage

Document Number	0000397203
Date	Aug 1, 2018
Instrument	397203

Lender

Name	DELMAR FINANCIAL CO
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,896.00 Homeowner's exemption	$85,990 (+23.83%) Land $16,360 Building $69,630	$257,970 (+23.83%) Land $49,080 Building $208,890
2024	$4,896.00
2022	Additional exemption filed	$69,440 (+10.33%) Land $15,140 Building $54,300	$208,320 (+10.33%) Land $45,420 Building $162,900
2021	Additional exemption filed	$62,940 Land $11,640 Building $51,300	$188,820 Land $34,920 Building $153,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO serves 10,190 people · EPA ID IL1330300
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Harrisonville Telephone Company Fiber · DSL	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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