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451 Paul Dr, Waterloo, IL 62298 Property Records

Monroe County property record for 451 Paul Dr, Waterloo, IL 62298 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 2,652 sqft · built 1988
Lot Size0.69 acres (30,056 sqft)
Owner2 Trust Names on File
Tax Bill$7,011 (2024)
Deeds & MortgagesFeb 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN07-25-349-045-000

Property Details

APN / Parcel Number

Primary APN07-25-349-045-000
Alternative APN
  • 07251710104500 00

Interior

Bedrooms3 Beds
Full Baths4 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area2,652 sqft Living Area
1st Floor Area2,652 sqft
Basement Area2,652 sqft
Unfinished Basement2,652 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Lot Area30,056 sqft (0.69 acres)
Garage Area792 sqft
DrivewayConcrete Driveway
Driveway Area1,325 sqft

Exterior Amenities

PorchSlab
Porch Area258 sqft
Deck Area378 sqft
Patio Area378 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address451 PAUL DR
CityWATERLOO
StateIL
Zip62298-1825
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 45 LAKEVIEW ESTATES WEST
Legal Range10W
Legal Township02S
Legal Section25
Legal SubdivisionLAKEVIEW ESTATES
Legal Lot Number45
JurisdictionMONROE IL
Township / Civil Division27
Census Block Group3
Census Block3006
Census Tract600501

Owner

Source: Monroe County records · APN 07-25-349-045-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on File
Mailing Address451 PAUL DR, WATERLOO, IL 62298-1825
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedSep 20, 2026

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IL
Property Address451 PAUL DR, WATERLOO, IL 62298-1825
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000399839
DateFeb 05, 2019
Instrument399839
Lender
NameFIRST NATIONAL BANK WATERLOO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$136,360 (+26.73%) Land $19,640 Building $116,720$409,080 (+26.73%) Land $58,920 Building $350,160
2024$7,011.00
2022Homeowner's exemption Additional exemption filed$107,600 Land $17,130 Building $90,470$322,800 Land $51,390 Building $271,410

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171336005013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Nearby Flood Claims8 (1993)
Claims Outside the SFHA2 of 8
Most Recent ClaimAug 1993, river or lake flooding, Severe Storms & Flooding
Claims By Storm
  • Severe Storms & Flooding, Aug 1993 · 8 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 315 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
HTC HoldingFiber1,000 / 1,000
VerizonFixed Wireless300 / 20
HTC HoldingDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Wisper ISP. Availability varies by address; speeds are provider-advertised maximums, not measured.

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