502 N Oak St, Waco, TX 76705 Property Records

McLennan County property record for 502 N Oak St, Waco, TX 76705

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,598 sqft · built 1969
Lot Size0.344 acres (15,000 sqft)
OwnerIndividual Name on File
Last Sale$91,500 (Feb 2008)
Tax Bill$1,346 (2025)
Deeds & MortgagesDec 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN20-030600-011500-5

Property Details

APN / Parcel Number

Primary APN20-030600-011500-5
Alternative APNs
  • 2003060001150050111
  • 113726

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,598 sqft Living Area
Gross Area2,680 sqft
1st Floor Area1,598 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1983
Exterior MaterialBrick Veneer
Construction TypeWood
Roof TypeReinforced Concrete
Roof MaterialComposition Shingle
Lot Area15,000 sqft (0.344 acres)
Lot Dimensions150 ft deep x 50 ft wide
Garage TypeAttached
Garage Area530 sqft
DrivewayConcrete Driveway
Driveway Area435 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Porch Area570 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address502 N OAK ST
CityWACO
StateTX
Zip76705-1360
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionLAKEVIEW LOT 3 4 BLOCK 26 ACRES .3444
Legal SubdivisionLAKEVIEW
Legal Block26
Legal Lot Number3
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group3
Census Block3026
Census Tract3200

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address502 N OAK ST, WACO, TX 76705-1360
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 11, 2008 · Amount on File
Deed SaleFeb 11, 2008 · Amount on File
Deed Document Number20084430
Prior Transfer DateJan 18, 2008
Prior Transfer Doc0000004430
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address502 N OAK ST, WACO, TX 76705-1360
Transaction TypeMortgage
Record UpdatedDec 26, 2025
Title CompanyAMERICAN REALTY TITLE, AMERICAN GUARANTY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address502 N OAK ST, WACO, TX 76705-1360

Mortgage

Document Number0000036868
DateDec 1, 2025
Instrument2025036868
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueDec 1, 2040

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityLacy-Lakeview City
Unified School DistrictConnally Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$202,925 (+1%)$220,683 (-5.2%) Land $52,200 Building $168,483
2025$1,346.00 (+20.39%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption$184,477 (-17.86%)$232,800 (+3.66%) Land $47,400 Building $185,400
2024$1,118.00 (+48.08%)
2023$224,590 Land $47,400 Building $177,190$224,590 Land $47,400 Building $177,190
2022$755.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (1995–2004)
Most Recent ClaimMay 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LACY LAKEVIEW
serves 7,275 people · EPA ID TX1550033
Water SourcePurchased surface water from CITY OF WACO
Last State InspectionNov 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting13
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Astound Broadband
Cable
1,500 / 50
Spectrum
Cable
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Central Link Broadband
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on N Oak St

Nearby Streets

Search Property Records by Address or Parcel Number