McLennan County property record for 413 N Oak St, Waco, TX 76705
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,380 sqft · built 2002 |
| Lot Size | 0.258 acres (11,238 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,589 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-030600-000414-0 |
| Primary APN | 20-030600-000414-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,380 sqft Living Area |
| Gross Area | 1,864 sqft |
| 1st Floor Area | 1,380 sqft |
| Flooring | Carpet |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 11,238 sqft (0.258 acres) |
| Lot Dimensions | 83 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 500 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 129 sqft |
| Storage Building | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 413 N OAK ST |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76705-1357 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | LAKEVIEW LOT 14 BLOCK 4 ACRES .258 |
| Legal Subdivision | LAKEVIEW |
| Legal Block | 4 |
| Legal Lot Number | 14 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 3 |
| Census Block | 3031 |
| Census Tract | 3200 |
413 N Oak St is owned and occupied by an individual who acquired it in April 2007.
Source: McLennan County records, as of August 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 413 N OAK ST, WACO, TX 76705-1357 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Apr 4, 2007 |
| Transfer Doc | 0000011923 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 413 N Oak St was $2,589 with exemptions applied, down 16.3% from the year before.
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Lacy-Lakeview City |
| Unified School District | Connally Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $266,856 (+0.91%) Land $47,988 Building $218,868 | $266,856 (-5.97%) Land $47,988 Building $218,868 | |
| 2025 | $2,589.00 (-16.35%) Homeowner's exemption Senior Citizen's exemption | $264,454 Land $43,610 Building $240,190 | $283,800 Land $43,610 Building $240,190 |
| 2024 | $3,095.00 | ||
| 2023 | $269,790 Land $43,610 Building $226,180 | $269,790 Land $43,610 Building $226,180 | |
| 2022 | $2,640.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 413 N Oak St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1995–2004) |
| Most Recent Claim | May 2004 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 413 N Oak St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 90% of Texas |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LACY LAKEVIEW serves 7,275 people · EPA ID TX1550033 |
|---|---|
| Water Source | Purchased surface water from CITY OF WACO |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 13 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Central Link Broadband Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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